The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Manek Chowk, Porbander branch in Porbandar, Porbandar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Porbandar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0060047. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Manek Chowk, Porbander, Porbandar

Here are the key points that are associated with the IFSC Code SBIN0060047 of State Bank Of India for its branch located in Porbandar, within the district of Porbandar in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0060047
Branch Manek Chowk, Porbander
City Porbandar
District Porbandar
State Gujarat
Address Manek Chowk,Porbandar 360575

These details help users in online banking and for businesses and individuals who use State Bank Of India in Porbandar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0060047 for the Manek Chowk, Porbander branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Manek Chowk, Porbander, Porbandar, Gujarat, is provided with a unique IFSC like SBIN0060047 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Porbandar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Porbandar and Porbandar.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Manek Chowk, Porbander do not get mixed with another location.

Format of the IFSC Code SBIN0060047

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Manek Chowk, Porbander in Porbandar.

For example, the IFSC Code SBIN0060047 of State Bank Of India for the Manek Chowk, Porbander branch has these elements, identifying the bank and the branch location in Porbandar and Gujarat correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0060047 of State Bank Of India for its Manek Chowk, Porbander branch located in Porbandar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Porbandar and Porbandar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Manek Chowk, Porbander or Porbandar to get the exact IFSC Code SBIN0060047.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Porbandar, you'll get the correct details.

How to Use IFSC Code SBIN0060047 for Online Transfers?

Once you have the IFSC Code SBIN0060047 for the Manek Chowk, Porbander branch of State Bank Of India in Porbandar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0060047. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0060047.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Manek Chowk, Porbander in Porbandar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Manek Chowk, Porbander, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Porbandar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Manek Chowk, Porbander, Porbandar?

The IFSC Code is SBIN0060047.

Is the IFSC Code SBIN0060047 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Manek Chowk, Porbander?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Manek Chowk, Porbander branch?

The address of the branch is Manek Chowk,Porbandar 360575 located in Porbandar, Porbandar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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