For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Vrindavanam branch in Pathanamthitta, Thiruvalla, Kerala, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070386. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Vrindavanam, Pathanamthitta
Here are some of the key details that come with the IFSC Code SBIN0070386 of State Bank Of India for its branch located in Pathanamthitta, within the district of Thiruvalla in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0070386 |
| Branch | Vrindavanam |
| City | Pathanamthitta |
| District | Thiruvalla |
| State | Kerala |
| Address | Pbno1,Kpw332A,Kottanadupo689615Vrindavanamatsbtcoin |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Pathanamthitta for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070386 for the Vrindavanam branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Vrindavanam, Pathanamthitta, Kerala, are given a unique IFSC like SBIN0070386 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Pathanamthitta.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Pathanamthitta and Thiruvalla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Vrindavanam goes to the correct branch. This is important because State Bank Of India has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0070386
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vrindavanam in Pathanamthitta.
For example, the IFSC Code SBIN0070386 of State Bank Of India for the Vrindavanam branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0070386 of State Bank Of India for its Vrindavanam branch located in Pathanamthitta, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Vrindavanam or Pathanamthitta to find the exact IFSC Code SBIN0070386.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Pathanamthitta will provide accurate information.
How to Use IFSC Code SBIN0070386 for Online Transfers?
Once you have the IFSC Code SBIN0070386 for the Vrindavanam branch of State Bank Of India in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0070386. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070386.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Vrindavanam in Pathanamthitta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Vrindavanam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pathanamthitta manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0070386.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Pbno1,Kpw332A,Kottanadupo689615Vrindavanamatsbtcoin located in Pathanamthitta, Thiruvalla, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.