The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Thiruvalla branch in Pathanamthitta, Thiruvalla, Kerala, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Pathanamthitta or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code SBIN0070094. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Thiruvalla, Pathanamthitta
The table below shows the main details of the IFSC Code SBIN0070094 for the State Bank Of India branch in Pathanamthitta, which falls under the Thiruvalla district in Kerala.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0070094 |
| Branch | Thiruvalla |
| City | Pathanamthitta |
| District | Thiruvalla |
| State | Kerala |
| Address | Pbno3,Ennikattilbuildings,Mcroad,Thiruvallapo689101Thiruvallaatsbtcoin |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Pathanamthitta for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0070094 for the Thiruvalla branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Thiruvalla, Pathanamthitta, Kerala, is provided a unique IFSC like SBIN0070094 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Pathanamthitta.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Pathanamthitta and Thiruvalla.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Thiruvalla do not get misguided to another person.
Format of the IFSC Code SBIN0070094
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thiruvalla in Pathanamthitta.
For example, the IFSC Code SBIN0070094 of State Bank Of India for the Thiruvalla branch includes these elements, identifying the bank and the branch location in Pathanamthitta and Kerala accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0070094 of State Bank Of India for its Thiruvalla branch located in Pathanamthitta, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Pathanamthitta and Thiruvalla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Thiruvalla or Pathanamthitta to get the exact IFSC Code SBIN0070094.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Pathanamthitta, then it will provide you proper information.
How to Use IFSC Code SBIN0070094 for Online Transfers?
Once you have the IFSC Code SBIN0070094 for the Thiruvalla branch of State Bank Of India in Pathanamthitta, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0070094. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0070094.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Thiruvalla in Pathanamthitta, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thiruvalla, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Pathanamthitta manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Thiruvalla Pathanamthitta branch is SBIN0070094.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Pbno3,Ennikattilbuildings,Mcroad,Thiruvallapo689101Thiruvallaatsbtcoin.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.