The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Jansath Road Almaspur branch in Muzzafarnagar, Muzaffarnagar, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Muzzafarnagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0017479. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Jansath Road Almaspur, Muzzafarnagar
Here are the key points that are associated with the IFSC Code SBIN0017479 of State Bank Of India for its branch located in Muzzafarnagar, within the district of Muzaffarnagar in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0017479 |
| Branch | Jansath Road Almaspur |
| City | Muzzafarnagar |
| District | Muzaffarnagar |
| State | Uttar Pradesh |
| Address | Opp.Mahaluxmi Encl,Jansath Road,Muzzafarnagar,Distt.Muzzafarnagar.Uttar Pradesh 251001 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Muzzafarnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0017479 for the Jansath Road Almaspur branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Jansath Road Almaspur, Muzzafarnagar, Uttar Pradesh, is provided with a unique IFSC like SBIN0017479 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Muzzafarnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Muzzafarnagar and Muzaffarnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Jansath Road Almaspur do not get mixed with another location.
Format of the IFSC Code SBIN0017479
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jansath Road Almaspur in Muzzafarnagar.
For example, the IFSC Code SBIN0017479 of State Bank Of India for the Jansath Road Almaspur branch includes these elements, identifying the bank and the branch location in Muzzafarnagar and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0017479 of State Bank Of India for its Jansath Road Almaspur branch located in Muzzafarnagar, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Muzzafarnagar and Muzaffarnagar, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Jansath Road Almaspur or Muzzafarnagar to get the exact IFSC Code SBIN0017479.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Muzzafarnagar, you'll get the correct details.
How to Use IFSC Code SBIN0017479 for Online Transfers?
Once you have the IFSC Code SBIN0017479 for the Jansath Road Almaspur branch of State Bank Of India in Muzzafarnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0017479. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0017479.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Jansath Road Almaspur in Muzzafarnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Jansath Road Almaspur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Muzzafarnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jansath Road Almaspur Muzzafarnagar branch is SBIN0017479.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Opp.Mahaluxmi Encl,Jansath Road,Muzzafarnagar,Distt.Muzzafarnagar.Uttar Pradesh 251001.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.