The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Pbb Muzaffarpur branch in Muzaffarpur, Muzaffarpur, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Muzaffarpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0014672. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Pbb Muzaffarpur, Muzaffarpur

Here are some of the key details that come with the IFSC Code SBIN0014672 of State Bank Of India for its branch located in Muzaffarpur, within the district of Muzaffarpur in the state of Bihar.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0014672
Branch Pbb Muzaffarpur
City Muzaffarpur
District Muzaffarpur
State Bihar
Address Juran Chhapra, Road No-3, Muzaffarpur - 842001

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Muzaffarpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0014672 for the Pbb Muzaffarpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Pbb Muzaffarpur, Muzaffarpur, Bihar, is provided with a unique IFSC like SBIN0014672 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Muzaffarpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Muzaffarpur and Muzaffarpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Pbb Muzaffarpur do not get mixed with another location.

Format of the IFSC Code SBIN0014672

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pbb Muzaffarpur in Muzaffarpur.

For example, the IFSC Code SBIN0014672 of State Bank Of India for the Pbb Muzaffarpur branch has these elements, identifying the bank and the branch location in Muzaffarpur and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0014672 of State Bank Of India for its Pbb Muzaffarpur branch located in Muzaffarpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Muzaffarpur and Muzaffarpur, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Pbb Muzaffarpur or Muzaffarpur to get the exact IFSC Code SBIN0014672.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Muzaffarpur, you'll get the correct details.

How to Use IFSC Code SBIN0014672 for Online Transfers?

Once you have the IFSC Code SBIN0014672 for the Pbb Muzaffarpur branch of State Bank Of India in Muzaffarpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0014672. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0014672.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Pbb Muzaffarpur in Muzaffarpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Pbb Muzaffarpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Muzaffarpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Pbb Muzaffarpur, Muzaffarpur?

The IFSC Code is SBIN0014672.

Is the IFSC Code SBIN0014672 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Pbb Muzaffarpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pbb Muzaffarpur branch?

The address of the branch is Juran Chhapra, Road No-3, Muzaffarpur - 842001 located in Muzaffarpur, Muzaffarpur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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