Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Gosain Ki Bazar branch in Muzaffar Nagar, Muzaffarpur, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Muzaffar Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0011191. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Gosain Ki Bazar, Muzaffar Nagar
Here are some of the key details that come with the IFSC Code SBIN0011191 of State Bank Of India for its branch located in Muzaffar Nagar, within the district of Muzaffarpur in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0011191 |
| Branch | Gosain Ki Bazar |
| City | Muzaffar Nagar |
| District | Muzaffarpur |
| State | Uttar Pradesh |
| Address | Pomuzaffarpur,Tehsillalganj,Disttazamgarh,Pin 276302 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Muzaffar Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0011191 for the Gosain Ki Bazar branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Gosain Ki Bazar, Muzaffar Nagar, Uttar Pradesh, are given a unique IFSC like SBIN0011191 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Muzaffar Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Muzaffar Nagar and Muzaffarpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Gosain Ki Bazar goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0011191
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gosain Ki Bazar in Muzaffar Nagar.
For example, the IFSC Code SBIN0011191 of State Bank Of India for the Gosain Ki Bazar branch includes these elements, identifying the bank and the branch location in Muzaffar Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0011191 of State Bank Of India for its Gosain Ki Bazar branch located in Muzaffar Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Muzaffar Nagar and Muzaffarpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Gosain Ki Bazar or Muzaffar Nagar to find the exact IFSC Code SBIN0011191.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Muzaffar Nagar will provide accurate information.
How to Use IFSC Code SBIN0011191 for Online Transfers?
Once you have the IFSC Code SBIN0011191 for the Gosain Ki Bazar branch of State Bank Of India in Muzaffar Nagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0011191. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0011191.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Gosain Ki Bazar in Muzaffar Nagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Gosain Ki Bazar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Muzaffar Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0011191.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Pomuzaffarpur,Tehsillalganj,Disttazamgarh,Pin 276302 located in Muzaffar Nagar, Muzaffarpur, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.