For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Rbo Office Fi And Mm Karnal branch in Karnal, Karnal, Haryana, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Karnal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0061353. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Rbo Office Fi And Mm Karnal, Karnal

Here are the main details that are associated with the IFSC Code SBIN0061353 of State Bank Of India for its branch located in Karnal, within the district of Karnal in the state of Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0061353
Branch Rbo Office Fi And Mm Karnal
City Karnal
District Karnal
State Haryana
Address Main Branch , Shakti Colony,Thandi Sarak, Karnal-132001

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Karnal for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061353 for the Rbo Office Fi And Mm Karnal branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Rbo Office Fi And Mm Karnal, Karnal, Haryana, is provided with a unique IFSC like SBIN0061353 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Karnal.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Karnal and Karnal.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Rbo Office Fi And Mm Karnal do not get mixed with another location.

Format of the IFSC Code SBIN0061353

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rbo Office Fi And Mm Karnal in Karnal.

For example, the IFSC Code SBIN0061353 of State Bank Of India for the Rbo Office Fi And Mm Karnal branch includes these elements, identifying the bank and the branch location in Karnal and Haryana accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0061353 of State Bank Of India for its Rbo Office Fi And Mm Karnal branch located in Karnal, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Karnal and Karnal, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Rbo Office Fi And Mm Karnal or Karnal to get the exact IFSC Code SBIN0061353.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Karnal that will provide accurate information.

How to Use IFSC Code SBIN0061353 for Online Transfers?

Once you have the IFSC Code SBIN0061353 for the Rbo Office Fi And Mm Karnal branch of State Bank Of India in Karnal, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0061353. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0061353.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rbo Office Fi And Mm Karnal in Karnal, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rbo Office Fi And Mm Karnal, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Karnal to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Rbo Office Fi And Mm Karnal, Karnal?

The IFSC Code is SBIN0061353.

Is the IFSC Code SBIN0061353 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Rbo Office Fi And Mm Karnal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Rbo Office Fi And Mm Karnal branch?

The address of the branch is Main Branch , Shakti Colony,Thandi Sarak, Karnal-132001 located in Karnal, Karnal, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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