IFSC Code of State Bank Of India, Racc Fimm Karnal, Karnal, Haryana- SBIN0063613

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Racc Fimm Karnal branch in Karnal, Karnal, or Haryana, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Karnal or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0063613. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racc Fimm Karnal, Karnal

Below in the table are the key details related to IFSC Code SBIN0063613 of State Bank Of India for its branch located in Karnal, within the district of Karnal in the state of Haryana.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Karnal for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063613 for the Racc Fimm Karnal branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0063613 is given to every bank branch, including State Bank Of India located in Racc Fimm Karnal, Karnal, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Karnal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Karnal and Karnal.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Racc Fimm Karnal doesn't end up at another location.

Format of the IFSC Code SBIN0063613

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racc Fimm Karnal in Karnal.

For example, the IFSC Code SBIN0063613 of State Bank Of India for the Racc Fimm Karnal branch includes these elements, identifying the bank and the branch location in Karnal and Haryana correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0063613 of State Bank Of India for its Racc Fimm Karnal branch located in Karnal, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Karnal and Karnal, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Racc Fimm Karnal or Karnal to get the exact IFSC Code SBIN0063613.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Karnal, you'll get the correct details.

How to Use IFSC Code SBIN0063613 for Online Transfers?

Once you have the IFSC Code SBIN0063613 for the Racc Fimm Karnal branch of State Bank Of India in Karnal, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063613. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063613.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Racc Fimm Karnal in Karnal may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Racc Fimm Karnal, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Karnal manage online transfers as well as cheque clearances with ease.