Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Sujanpur Cantt branch in Gurdaspur, Pathankot, Punjab, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0018753. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sujanpur Cantt, Gurdaspur
Here are the key points that are associated with the IFSC Code SBIN0018753 of State Bank Of India for its branch located in Gurdaspur, within the district of Pathankot in the state of Punjab.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0018753 |
| Branch | Sujanpur Cantt |
| City | Gurdaspur |
| District | Pathankot |
| State | Punjab |
| Address | Apo, Canteen Complex, Pathankot, Distt.Pathankot. Punjab-145001 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Gurdaspur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0018753 for the Sujanpur Cantt branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Sujanpur Cantt, Gurdaspur, Punjab, are allotted a unique IFSC like SBIN0018753 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Gurdaspur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Gurdaspur and Pathankot.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Sujanpur Cantt reaches the right place, even though there are thousands of branches in Punjab and across India.
Format of the IFSC Code SBIN0018753
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sujanpur Cantt in Gurdaspur.
For example, the IFSC Code SBIN0018753 of State Bank Of India for the Sujanpur Cantt branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0018753 of State Bank Of India for its Sujanpur Cantt branch located in Gurdaspur, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Gurdaspur and Pathankot, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Sujanpur Cantt or Gurdaspur to get the exact IFSC Code SBIN0018753.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Gurdaspur, you'll get the correct details.
How to Use IFSC Code SBIN0018753 for Online Transfers?
Once you have the IFSC Code SBIN0018753 for the Sujanpur Cantt branch of State Bank Of India in Gurdaspur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0018753. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018753.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sujanpur Cantt in Gurdaspur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sujanpur Cantt, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0018753.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Apo, Canteen Complex, Pathankot, Distt.Pathankot. Punjab-145001 located in Gurdaspur, Pathankot, Punjab.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.