IFSC Code of State Bank Of India, Dalhousie Road, Pathankot, Pathankot, Punjab — SBIN0001290

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Dalhousie Road, Pathankot branch in Gurdaspur, Pathankot, or Punjab, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Gurdaspur or anywhere in Punjab can transfer funds instantly by using the correct IFSC Code SBIN0001290. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Dalhousie Road, Pathankot, Gurdaspur

Here are some of the key details that come with the IFSC Code SBIN0001290 of State Bank Of India for its branch located in Gurdaspur, within the district of Pathankot in the state of Punjab.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Gurdaspur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0001290 for the Dalhousie Road, Pathankot branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Dalhousie Road, Pathankot, Gurdaspur, Punjab, is provided a unique IFSC like SBIN0001290 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Gurdaspur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Gurdaspur and Pathankot.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Punjab and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Dalhousie Road, Pathankot do not get misguided to another person.

Format of the IFSC Code SBIN0001290

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dalhousie Road, Pathankot in Gurdaspur.

For example, the IFSC Code SBIN0001290 of State Bank Of India for the Dalhousie Road, Pathankot branch includes these elements, identifying the bank and the branch location in Gurdaspur and Punjab accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0001290 of State Bank Of India for its Dalhousie Road, Pathankot branch located in Gurdaspur, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Gurdaspur and Pathankot, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Dalhousie Road, Pathankot or Gurdaspur to find the exact IFSC Code SBIN0001290.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Gurdaspur will provide accurate information.

How to Use IFSC Code SBIN0001290 for Online Transfers?

Once you have the IFSC Code SBIN0001290 for the Dalhousie Road, Pathankot branch of State Bank Of India in Gurdaspur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0001290. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0001290.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Dalhousie Road, Pathankot in Gurdaspur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Dalhousie Road, Pathankot, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Gurdaspur manage online transfers as well as cheque clearances with ease.