For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Sector 126, Noida branch in Gautam Budh Nagar, Noida, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Gautam Budh Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0013485. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sector 126, Noida, Gautam Budh Nagar
Below in the table are the key details related to IFSC Code SBIN0013485 of State Bank Of India for its branch located in Gautam Budh Nagar, within the district of Noida in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0013485 |
| Branch | Sector 126, Noida |
| City | Gautam Budh Nagar |
| District | Noida |
| State | Uttar Pradesh |
| Address | Sector 126,Noida,2B,Sector.126,Noida,Distt,Gautam Budh Nagar,U.P,Dist Gautam Budh Nagar201301 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Gautam Budh Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013485 for the Sector 126, Noida branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sector 126, Noida, Gautam Budh Nagar, Uttar Pradesh, is provided with a unique IFSC like SBIN0013485 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Gautam Budh Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Gautam Budh Nagar and Noida.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Sector 126, Noida do not get mixed with another location.
Format of the IFSC Code SBIN0013485
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sector 126, Noida in Gautam Budh Nagar.
For example, the IFSC Code SBIN0013485 of State Bank Of India for the Sector 126, Noida branch has these elements, identifying the bank and the branch location in Gautam Budh Nagar and Uttar Pradesh correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0013485 of State Bank Of India for its Sector 126, Noida branch located in Gautam Budh Nagar, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Gautam Budh Nagar and Noida, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Sector 126, Noida or Gautam Budh Nagar to find the exact IFSC Code SBIN0013485.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Gautam Budh Nagar will provide accurate information.
How to Use IFSC Code SBIN0013485 for Online Transfers?
If you have the IFSC Code SBIN0013485 for the Sector 126, Noida branch of State Bank Of India in Gautam Budh Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0013485. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0013485.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Sector 126, Noida in Gautam Budh Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sector 126, Noida, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Gautam Budh Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0013485.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sector 126,Noida,2B,Sector.126,Noida,Distt,Gautam Budh Nagar,U.P,Dist Gautam Budh Nagar201301 located in Gautam Budh Nagar, Noida, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.