The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Kendriya Vihar-Ii branch in Gautam Bodda Nagar, Noida, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in Gautam Bodda Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0010079. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Kendriya Vihar-Ii, Gautam Bodda Nagar

Here are the main details that are associated with the IFSC Code SBIN0010079 of State Bank Of India for its branch located in Gautam Bodda Nagar, within the district of Noida in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0010079
Branch Kendriya Vihar-Ii
City Gautam Bodda Nagar
District Noida
State Uttar Pradesh
Address Noida

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Gautam Bodda Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010079 for the Kendriya Vihar-Ii branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Kendriya Vihar-Ii, Gautam Bodda Nagar, Uttar Pradesh, are allotted a unique IFSC like SBIN0010079 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Gautam Bodda Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Gautam Bodda Nagar and Noida.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Kendriya Vihar-Ii reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SBIN0010079

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kendriya Vihar-Ii in Gautam Bodda Nagar.

For example, the IFSC Code SBIN0010079 of State Bank Of India for the Kendriya Vihar-Ii branch includes these elements, identifying the bank and the branch location in Gautam Bodda Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0010079 of State Bank Of India for its Kendriya Vihar-Ii branch located in Gautam Bodda Nagar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Gautam Bodda Nagar and Noida, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Kendriya Vihar-Ii or Gautam Bodda Nagar to get the exact IFSC Code SBIN0010079.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Gautam Bodda Nagar, you'll get the correct details.

How to Use IFSC Code SBIN0010079 for Online Transfers?

Once you have the IFSC Code SBIN0010079 for the Kendriya Vihar-Ii branch of State Bank Of India in Gautam Bodda Nagar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0010079. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0010079.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Kendriya Vihar-Ii in Gautam Bodda Nagar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kendriya Vihar-Ii, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Gautam Bodda Nagar manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Kendriya Vihar-Ii Gautam Bodda Nagar?

The IFSC Code of the Kendriya Vihar-Ii Gautam Bodda Nagar branch is SBIN0010079.

Is IFSC Code SBIN0010079 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Kendriya Vihar-Ii branch?

The branch is located at Noida.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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