IFSC Code of State Bank Of India, Khirma Pathra, Darbhanga, Bihar — SBIN0018644

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Khirma Pathra branch in Darbhanga, Darbhanga, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Darbhanga or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0018644. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Khirma Pathra, Darbhanga

Here are some of the key details that come with the IFSC Code SBIN0018644 of State Bank Of India for its branch located in Darbhanga, within the district of Darbhanga in the state of Bihar.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Darbhanga for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018644 for the Khirma Pathra branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Khirma Pathra, Darbhanga, Bihar, is provided a unique IFSC like SBIN0018644 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Darbhanga.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Darbhanga and Darbhanga.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Khirma Pathra do not get misguided to another person.

Format of the IFSC Code SBIN0018644

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khirma Pathra in Darbhanga.

For example, the IFSC Code SBIN0018644 of State Bank Of India for the Khirma Pathra branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0018644 of State Bank Of India for its Khirma Pathra branch located in Darbhanga, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Darbhanga and Darbhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Khirma Pathra or Darbhanga to find the exact IFSC Code SBIN0018644.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Darbhanga will provide accurate information.

How to Use IFSC Code SBIN0018644 for Online Transfers?

Once you have the IFSC Code SBIN0018644 for the Khirma Pathra branch of State Bank Of India in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018644. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018644.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Khirma Pathra in Darbhanga may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Khirma Pathra, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Darbhanga manage online transfers as well as cheque clearances with ease.