IFSC Code of State Bank Of India, Kadirabad, Darbhanga, Bihar — SBIN0006020

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Kadirabad branch in Darbhanga, Darbhanga, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Darbhanga or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code SBIN0006020. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kadirabad, Darbhanga

The table below shows the main details of the IFSC Code SBIN0006020 for the State Bank Of India branch in Darbhanga, which falls under the Darbhanga district in Bihar.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Darbhanga for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0006020 for the Kadirabad branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kadirabad, Darbhanga, Bihar, is provided with a unique IFSC like SBIN0006020 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Darbhanga.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Darbhanga and Darbhanga.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kadirabad do not get mixed with another location.

Format of the IFSC Code SBIN0006020

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadirabad in Darbhanga.

For example, the IFSC Code SBIN0006020 of State Bank Of India for the Kadirabad branch includes these elements, identifying the bank and the branch location in Darbhanga and Bihar accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0006020 of State Bank Of India for its Kadirabad branch located in Darbhanga, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Darbhanga and Darbhanga, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Kadirabad or Darbhanga to find the exact IFSC Code SBIN0006020.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Darbhanga will provide accurate information.

How to Use IFSC Code SBIN0006020 for Online Transfers?

Once you have the IFSC Code SBIN0006020 for the Kadirabad branch of State Bank Of India in Darbhanga, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0006020. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006020.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kadirabad in Darbhanga, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Kadirabad, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Darbhanga manage online transfers as well as cheque clearances with ease.