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IFSC Code of State Bank Of India, Racc R And Db Bharuch, Bharuch, Gujarat — SBIN0062762

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Racc R And Db Bharuch branch in Bharuch, Bharuch, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0062762. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racc R And Db Bharuch, Bharuch

The table below shows the main details of the IFSC Code SBIN0062762 for the State Bank Of India branch in Bharuch, which falls under the Bharuch district in Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062762
Branch Racc R And Db Bharuch
City Bharuch
District Bharuch
State Gujarat
Address Station Road,Bharuch

These details help users in online banking and for businesses and individuals who use State Bank Of India in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062762 for the Racc R And Db Bharuch branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Racc R And Db Bharuch, Bharuch, Gujarat, are allotted a unique IFSC like SBIN0062762 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Bharuch.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Bharuch and Bharuch.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Racc R And Db Bharuch reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SBIN0062762

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Racc R And Db Bharuch in Bharuch.

For example, the IFSC Code SBIN0062762 of State Bank Of India for the Racc R And Db Bharuch branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0062762 of State Bank Of India for its Racc R And Db Bharuch branch located in Bharuch, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Bharuch and Bharuch, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Racc R And Db Bharuch or Bharuch to get the exact IFSC Code SBIN0062762.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Bharuch that will provide accurate information.

How to Use IFSC Code SBIN0062762 for Online Transfers?

Once you have the IFSC Code SBIN0062762 for the Racc R And Db Bharuch branch of State Bank Of India in Bharuch, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0062762. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062762.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racc R And Db Bharuch in Bharuch, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Racc R And Db Bharuch, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bharuch manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Racc R And Db Bharuch, Bharuch?

The IFSC Code is SBIN0062762.

Is the IFSC Code SBIN0062762 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Racc R And Db Bharuch?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Racc R And Db Bharuch branch?

The address of the branch is Station Road,Bharuch located in Bharuch, Bharuch, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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