The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Chavaj,Gnvfc, Bharuch branch in Bharuch, Bharuch, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Bharuch or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SBIN0007449. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Chavaj,Gnvfc, Bharuch, Bharuch
Here are the main details that are associated with the IFSC Code SBIN0007449 of State Bank Of India for its branch located in Bharuch, within the district of Bharuch in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0007449 |
| Branch | Chavaj,Gnvfc, Bharuch |
| City | Bharuch |
| District | Bharuch |
| State | Gujarat |
| Address | Chavaj Gnvfc Cpmlex07449, Narmada Shopping Arcade, Narmadanagar, Bharuch ,Pin - 392015 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Bharuch for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0007449 for the Chavaj,Gnvfc, Bharuch branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Chavaj,Gnvfc, Bharuch, Bharuch, Gujarat, is provided with a unique IFSC like SBIN0007449 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Bharuch.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bharuch and Bharuch.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Chavaj,Gnvfc, Bharuch do not get mixed with another location.
Format of the IFSC Code SBIN0007449
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chavaj,Gnvfc, Bharuch in Bharuch.
For example, the IFSC Code SBIN0007449 of State Bank Of India for the Chavaj,Gnvfc, Bharuch branch includes these elements, identifying the bank and the branch location in Bharuch and Gujarat accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0007449 of State Bank Of India for its Chavaj,Gnvfc, Bharuch branch located in Bharuch, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Bharuch and Bharuch, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Chavaj,Gnvfc, Bharuch or Bharuch to get the exact IFSC Code SBIN0007449.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Bharuch, you'll get the correct details.
How to Use IFSC Code SBIN0007449 for Online Transfers?
Once you have the IFSC Code SBIN0007449 for the Chavaj,Gnvfc, Bharuch branch of State Bank Of India in Bharuch, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0007449. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0007449.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Chavaj,Gnvfc, Bharuch in Bharuch may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Chavaj,Gnvfc, Bharuch, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bharuch manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0007449.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chavaj Gnvfc Cpmlex07449, Narmada Shopping Arcade, Narmadanagar, Bharuch ,Pin - 392015 located in Bharuch, Bharuch, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.