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IFSC Code of State Bank Of India, Boniyar, Baramulla, Jammu And Kashmir — SBIN0006283

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its Boniyar branch in Baramula, Baramulla, or Jammu And Kashmir, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Baramula or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0006283. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Boniyar, Baramula

Here are the key points that are associated with the IFSC Code SBIN0006283 of State Bank Of India for its branch located in Baramula, within the district of Baramulla in the state of Jammu And Kashmir.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0006283
Branch Boniyar
City Baramula
District Baramulla
State Jammu And Kashmir
Address Dist Baramulla, Jammu And Kashmir Pin 193124

These details help users in online banking and for businesses and individuals who use State Bank Of India in Baramula for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006283 for the Boniyar branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0006283 is given to every bank branch, including State Bank Of India located in Boniyar, Baramula, Jammu And Kashmir, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Baramula.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baramula and Baramulla.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Boniyar doesn't end up at another location.

Format of the IFSC Code SBIN0006283

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Boniyar in Baramula.

For example, the IFSC Code SBIN0006283 of State Bank Of India for the Boniyar branch includes these elements, identifying the bank and the branch location in Baramula and Jammu And Kashmir accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0006283 of State Bank Of India for its Boniyar branch located in Baramula, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Baramula and Baramulla, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Boniyar or Baramula to get the exact IFSC Code SBIN0006283.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Baramula that will provide accurate information.

How to Use IFSC Code SBIN0006283 for Online Transfers?

Once you have the IFSC Code SBIN0006283 for the Boniyar branch of State Bank Of India in Baramula, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0006283. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0006283.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Boniyar in Baramula, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Boniyar, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Baramula manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Boniyar, Baramula?

The IFSC Code is SBIN0006283.

Is the IFSC Code SBIN0006283 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Boniyar?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Boniyar branch?

The address of the branch is Dist Baramulla, Jammu And Kashmir Pin 193124 located in Baramula, Baramulla, Jammu And Kashmir.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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