Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its A D B Pattan branch in Baramula, Baramulla, Jammu And Kashmir, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Baramula or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0006282. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, A D B Pattan, Baramula
Here are the main details that are associated with the IFSC Code SBIN0006282 of State Bank Of India for its branch located in Baramula, within the district of Baramulla in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0006282 |
| Branch | A D B Pattan |
| City | Baramula |
| District | Baramulla |
| State | Jammu And Kashmir |
| Address | Dist Baramulla, Jammu And Kashmir 193121 |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Baramula for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0006282 for the A D B Pattan branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in A D B Pattan, Baramula, Jammu And Kashmir, are allotted a unique IFSC like SBIN0006282 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Baramula.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Baramula and Baramulla.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in A D B Pattan reaches the right place, even though there are thousands of branches in Jammu And Kashmir and across India.
Format of the IFSC Code SBIN0006282
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as A D B Pattan in Baramula.
For example, the IFSC Code SBIN0006282 of State Bank Of India for the A D B Pattan branch includes these elements, identifying the bank and the branch location in Baramula and Jammu And Kashmir accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0006282 of State Bank Of India for its A D B Pattan branch located in Baramula, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Baramula and Baramulla, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for A D B Pattan or Baramula to find the exact IFSC Code SBIN0006282.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Baramula will provide accurate information.
How to Use IFSC Code SBIN0006282 for Online Transfers?
Once you have the IFSC Code SBIN0006282 for the A D B Pattan branch of State Bank Of India in Baramula, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0006282. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0006282.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India A D B Pattan in Baramula, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in A D B Pattan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Baramula manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0006282.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Dist Baramulla, Jammu And Kashmir 193121 located in Baramula, Baramulla, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.