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IFSC Code of State Bank Of India, Mini Racpc, Baghpat, Baghpat, Uttar Pradesh — SBIN0064466

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Mini Racpc, Baghpat branch in Baghpat, Baghpat, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Baghpat or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0064466. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Mini Racpc, Baghpat, Baghpat

Here are some of the key details that come with the IFSC Code SBIN0064466 of State Bank Of India for its branch located in Baghpat, within the district of Baghpat in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0064466
Branch Mini Racpc, Baghpat
City Baghpat
District Baghpat
State Uttar Pradesh
Address State Bank Of India,Mini Racpc,Baghpat Up 250609

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Baghpat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064466 for the Mini Racpc, Baghpat branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Mini Racpc, Baghpat, Baghpat, Uttar Pradesh, is provided a unique IFSC like SBIN0064466 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Baghpat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Baghpat and Baghpat.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Mini Racpc, Baghpat do not get misguided to another person.

Format of the IFSC Code SBIN0064466

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Mini Racpc, Baghpat in Baghpat.

For example, the IFSC Code SBIN0064466 of State Bank Of India for the Mini Racpc, Baghpat branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0064466 of State Bank Of India for its Mini Racpc, Baghpat branch located in Baghpat, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Baghpat and Baghpat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Mini Racpc, Baghpat or Baghpat to get the exact IFSC Code SBIN0064466.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Baghpat that will provide accurate information.

How to Use IFSC Code SBIN0064466 for Online Transfers?

Once you have the IFSC Code SBIN0064466 for the Mini Racpc, Baghpat branch of State Bank Of India in Baghpat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0064466. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0064466.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Mini Racpc, Baghpat in Baghpat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Mini Racpc, Baghpat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baghpat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Mini Racpc, Baghpat Baghpat?

The IFSC Code of the Mini Racpc, Baghpat Baghpat branch is SBIN0064466.

Is IFSC Code SBIN0064466 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Mini Racpc, Baghpat branch?

The branch is located at State Bank Of India,Mini Racpc,Baghpat Up 250609.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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