The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Agarwal Mandi, Baghpat branch in Baghpat, Baghpat, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Baghpat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0013410. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Agarwal Mandi, Baghpat, Baghpat
Below in the table are the key details related to IFSC Code SBIN0013410 of State Bank Of India for its branch located in Baghpat, within the district of Baghpat in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0013410 |
| Branch | Agarwal Mandi, Baghpat |
| City | Baghpat |
| District | Baghpat |
| State | Uttar Pradesh |
| Address | Ward No4,Near Devi Mandir,Meerut Road,Agarwal Mandi,Baghpat,Up,Dist Baghpat250609 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Baghpat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013410 for the Agarwal Mandi, Baghpat branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Agarwal Mandi, Baghpat, Baghpat, Uttar Pradesh, is provided with a unique IFSC like SBIN0013410 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Baghpat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Baghpat and Baghpat.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Agarwal Mandi, Baghpat do not get mixed with another location.
Format of the IFSC Code SBIN0013410
This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Agarwal Mandi, Baghpat in Baghpat.
For example, the IFSC Code SBIN0013410 of State Bank Of India for the Agarwal Mandi, Baghpat branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0013410 of State Bank Of India for its Agarwal Mandi, Baghpat branch located in Baghpat, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Baghpat and Baghpat, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Agarwal Mandi, Baghpat or Baghpat to get the exact IFSC Code SBIN0013410.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Baghpat, you'll get the correct details.
How to Use IFSC Code SBIN0013410 for Online Transfers?
Once you have the IFSC Code SBIN0013410 for the Agarwal Mandi, Baghpat branch of State Bank Of India in Baghpat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0013410. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013410.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Agarwal Mandi, Baghpat in Baghpat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Agarwal Mandi, Baghpat, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Baghpat to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0013410.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ward No4,Near Devi Mandir,Meerut Road,Agarwal Mandi,Baghpat,Up,Dist Baghpat250609 located in Baghpat, Baghpat, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.