For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited for its Chhatral Branch branch in Kalol, Mehsana, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Shree Kadi Nagarik Sahakari Bank Limited located in Kalol or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SKNB0000016. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited, Chhatral Branch, Kalol
Below in the table are the key details related to IFSC Code SKNB0000016 of Shree Kadi Nagarik Sahakari Bank Limited for its branch located in Kalol, within the district of Mehsana in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Shree Kadi Nagarik Sahakari Bank Limited |
| IFSC Code | SKNB0000016 |
| Branch | Chhatral Branch |
| City | Kalol |
| District | Mehsana |
| State | Gujarat |
| Address | First Floor Basidhar Complex,Nr Hotel Sahyog,Chhatral Gidc,Chhatral 382729 |
These details are essential not only for online banking users but also for businesses and individuals who use Shree Kadi Nagarik Sahakari Bank Limited in Kalol for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SKNB0000016 for the Chhatral Branch branch of Shree Kadi Nagarik Sahakari Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Shree Kadi Nagarik Sahakari Bank Limited located in Chhatral Branch, Kalol, Gujarat, is provided a unique IFSC like SKNB0000016 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Shree Kadi Nagarik Sahakari Bank Limited branch in Kalol.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kalol and Mehsana.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Shree Kadi Nagarik Sahakari Bank Limited in Chhatral Branch do not get misguided to another person.
Format of the IFSC Code SKNB0000016
This is the format of the IFSC Code for banks, including Shree Kadi Nagarik Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Shree Kadi Nagarik Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chhatral Branch in Kalol.
For example, the IFSC Code SKNB0000016 of Shree Kadi Nagarik Sahakari Bank Limited for the Chhatral Branch branch includes these elements, identifying the bank and the branch location in Kalol and Gujarat accurately.
How to Find IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited?
If you are trying to find the IFSC Code SKNB0000016 of Shree Kadi Nagarik Sahakari Bank Limited for its Chhatral Branch branch located in Kalol, the following methods can help:
Cheque Book
The cheque book issued by Shree Kadi Nagarik Sahakari Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Shree Kadi Nagarik Sahakari Bank Limited branches in Kalol and Mehsana, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Shree Kadi Nagarik Sahakari Bank Limited and navigate to the branch locator section. Search for Chhatral Branch or Kalol to get the exact IFSC Code SKNB0000016.
Mobile Banking App
If you use Shree Kadi Nagarik Sahakari Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shree Kadi Nagarik Sahakari Bank Limited and Kalol, you'll get the correct details.
How to Use IFSC Code SKNB0000016 for Online Transfers?
Once you have the IFSC Code SKNB0000016 for the Chhatral Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Kalol, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SKNB0000016. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Shree Kadi Nagarik Sahakari Bank Limited IFSC Code SKNB0000016.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited Chhatral Branch in Kalol may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shree Kadi Nagarik Sahakari Bank Limited in Chhatral Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shree Kadi Nagarik Sahakari Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalol manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SKNB0000016.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is First Floor Basidhar Complex,Nr Hotel Sahyog,Chhatral Gidc,Chhatral 382729 located in Kalol, Mehsana, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.