Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Shree Kadi Nagarik Sahakari Bank Limited for its Kadi Highway Branch branch in Kadi, Mehsana, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Shree Kadi Nagarik Sahakari Bank Limited located in Kadi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SKNB0000007. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited, Kadi Highway Branch, Kadi
Here are some of the key details that come with the IFSC Code SKNB0000007 of Shree Kadi Nagarik Sahakari Bank Limited for its branch located in Kadi, within the district of Mehsana in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Shree Kadi Nagarik Sahakari Bank Limited |
| IFSC Code | SKNB0000007 |
| Branch | Kadi Highway Branch |
| City | Kadi |
| District | Mehsana |
| State | Gujarat |
| Address | 1& 2 Diamond Plaza Thol Raod 382715 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Shree Kadi Nagarik Sahakari Bank Limited in Kadi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SKNB0000007 for the Kadi Highway Branch branch of Shree Kadi Nagarik Sahakari Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SKNB0000007 is given to every bank branch, including Shree Kadi Nagarik Sahakari Bank Limited located in Kadi Highway Branch, Kadi, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Shree Kadi Nagarik Sahakari Bank Limited branch in Kadi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kadi and Mehsana.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Shree Kadi Nagarik Sahakari Bank Limited in Kadi Highway Branch doesn't end up at another location.
Format of the IFSC Code SKNB0000007
The format of the IFSC Code for banks, including Shree Kadi Nagarik Sahakari Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Shree Kadi Nagarik Sahakari Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kadi Highway Branch in Kadi.
For example, the IFSC Code SKNB0000007 of Shree Kadi Nagarik Sahakari Bank Limited for the Kadi Highway Branch branch includes these elements, identifying the bank and the branch location in Kadi and Gujarat accurately.
How to Find IFSC Code for Shree Kadi Nagarik Sahakari Bank Limited?
If you are trying to find the IFSC Code SKNB0000007 of Shree Kadi Nagarik Sahakari Bank Limited for its Kadi Highway Branch branch located in Kadi, the following methods can help:
Cheque Book
The cheque books that are issued by Shree Kadi Nagarik Sahakari Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Shree Kadi Nagarik Sahakari Bank Limited branches in Kadi and Mehsana, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Shree Kadi Nagarik Sahakari Bank Limited and find the branch locator section. Search for Kadi Highway Branch or Kadi to get the exact IFSC Code SKNB0000007.
Mobile Banking App
If you use Shree Kadi Nagarik Sahakari Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Shree Kadi Nagarik Sahakari Bank Limited and Kadi that will provide accurate information.
How to Use IFSC Code SKNB0000007 for Online Transfers?
Once you have the IFSC Code SKNB0000007 for the Kadi Highway Branch branch of Shree Kadi Nagarik Sahakari Bank Limited in Kadi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SKNB0000007. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Shree Kadi Nagarik Sahakari Bank Limited IFSC Code SKNB0000007.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Shree Kadi Nagarik Sahakari Bank Limited Kadi Highway Branch in Kadi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shree Kadi Nagarik Sahakari Bank Limited in Kadi Highway Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Shree Kadi Nagarik Sahakari Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kadi to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SKNB0000007.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1& 2 Diamond Plaza Thol Raod 382715 located in Kadi, Mehsana, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.