IFSC Code of Shivalik Small Finance Bank Limited, Madho Nagar, Saharanpur, Uttar Pradesh — SMCB0001021

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Madho Nagar branch in Saharanpur, Saharanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Shivalik Small Finance Bank Limited situated in Saharanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SMCB0001021. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Madho Nagar, Saharanpur

Below in the table are the key details related to IFSC Code SMCB0001021 of Shivalik Small Finance Bank Limited for its branch located in Saharanpur, within the district of Saharanpur in the state of Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use Shivalik Small Finance Bank Limited in Saharanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001021 for the Madho Nagar branch of Shivalik Small Finance Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SMCB0001021 is given to every bank branch, including Shivalik Small Finance Bank Limited located in Madho Nagar, Saharanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Shivalik Small Finance Bank Limited branch in Saharanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Saharanpur and Saharanpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Shivalik Small Finance Bank Limited in Madho Nagar doesn't end up at another location.

Format of the IFSC Code SMCB0001021

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Shivalik Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Madho Nagar in Saharanpur.

For example, the IFSC Code SMCB0001021 of Shivalik Small Finance Bank Limited for the Madho Nagar branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh accurately.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

To find the IFSC Code SMCB0001021 of Shivalik Small Finance Bank Limited for its Madho Nagar branch located in Saharanpur, the following methods can help you out:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Saharanpur and Saharanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and go to the branch locator section. Then search for Madho Nagar or Saharanpur to find the exact IFSC Code SMCB0001021.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Shivalik Small Finance Bank Limited and Saharanpur will provide accurate information.

How to Use IFSC Code SMCB0001021 for Online Transfers?

Once you have the IFSC Code SMCB0001021 for the Madho Nagar branch of Shivalik Small Finance Bank Limited in Saharanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SMCB0001021. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001021.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Shivalik Small Finance Bank Limited Madho Nagar in Saharanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Madho Nagar, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Saharanpur manage their online transfers and cheque clearances easily.