IFSC Code of Shivalik Small Finance Bank Limited, Ansari Road, Saharanpur, Uttar Pradesh — SMCB0001001

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Shivalik Small Finance Bank Limited for its Ansari Road branch in Saharanpur, Saharanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Shivalik Small Finance Bank Limited located in Saharanpur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SMCB0001001. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Shivalik Small Finance Bank Limited, Ansari Road, Saharanpur

Here are some of the key details that come with the IFSC Code SMCB0001001 of Shivalik Small Finance Bank Limited for its branch located in Saharanpur, within the district of Saharanpur in the state of Uttar Pradesh.

These details helps users in online banking and for businesses and individuals who use Shivalik Small Finance Bank Limited in Saharanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SMCB0001001 for the Ansari Road branch of Shivalik Small Finance Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Shivalik Small Finance Bank Limited located in Ansari Road, Saharanpur, Uttar Pradesh, are allotted a unique IFSC like SMCB0001001 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Saharanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Saharanpur and Saharanpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Shivalik Small Finance Bank Limited in Ansari Road reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code SMCB0001001

The format of the IFSC Code for banks, including Shivalik Small Finance Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Shivalik Small Finance Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ansari Road in Saharanpur.

For example, the IFSC Code SMCB0001001 of Shivalik Small Finance Bank Limited for the Ansari Road branch includes these elements, identifying the bank and the branch location in Saharanpur and Uttar Pradesh correctly.

How to Find IFSC Code for Shivalik Small Finance Bank Limited?

If you are trying to find the IFSC Code SMCB0001001 of Shivalik Small Finance Bank Limited for its Ansari Road branch located in Saharanpur, the following methods can help:

Cheque Book

The cheque book issued by Shivalik Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Shivalik Small Finance Bank Limited branches in Saharanpur and Saharanpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Shivalik Small Finance Bank Limited and navigate to the branch locator section. Search for Ansari Road or Saharanpur to get the exact IFSC Code SMCB0001001.

Mobile Banking App

If you use Shivalik Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Shivalik Small Finance Bank Limited and Saharanpur, you'll get the correct details.

How to Use IFSC Code SMCB0001001 for Online Transfers?

Once you have the IFSC Code SMCB0001001 for the Ansari Road branch of Shivalik Small Finance Bank Limited in Saharanpur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SMCB0001001. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Shivalik Small Finance Bank Limited IFSC Code SMCB0001001.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Shivalik Small Finance Bank Limited Ansari Road in Saharanpur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Shivalik Small Finance Bank Limited in Ansari Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Shivalik Small Finance Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saharanpur to handle online money transfers and get their cheques cleared smoothly.