IFSC Code of Saurashtra Gramin Bank, Suraj Karadi, Devbhumi Dwarka, Gujarat — SGBA0000146

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Suraj Karadi branch in Suraj Karadi, Devbhumi Dwarka, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Saurashtra Gramin Bank located in Suraj Karadi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000146. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Suraj Karadi, Suraj Karadi

Here are some of the key details that come with the IFSC Code SGBA0000146 of Saurashtra Gramin Bank for its branch located in Suraj Karadi, within the district of Devbhumi Dwarka in the state of Gujarat.

These details helps users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Suraj Karadi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000146 for the Suraj Karadi branch of Saurashtra Gramin Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Suraj Karadi, Suraj Karadi, Gujarat, are allotted a unique IFSC like SGBA0000146 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Suraj Karadi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Suraj Karadi and Devbhumi Dwarka.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saurashtra Gramin Bank in Suraj Karadi reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SGBA0000146

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Suraj Karadi in Suraj Karadi.

For example, the IFSC Code SGBA0000146 of Saurashtra Gramin Bank for the Suraj Karadi branch includes these elements, identifying the bank and the branch location in Suraj Karadi and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000146 of Saurashtra Gramin Bank for its Suraj Karadi branch located in Suraj Karadi, the following methods can help:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Saurashtra Gramin Bank branches in Suraj Karadi and Devbhumi Dwarka, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Suraj Karadi or Suraj Karadi to get the exact IFSC Code SGBA0000146.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Suraj Karadi, you'll get the correct details.

How to Use IFSC Code SGBA0000146 for Online Transfers?

Once you have the IFSC Code SGBA0000146 for the Suraj Karadi branch of Saurashtra Gramin Bank in Suraj Karadi, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000146. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000146.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Suraj Karadi in Suraj Karadi may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Suraj Karadi, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Suraj Karadi manage online transfers as well as cheque clearances with ease.