The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Viramdad branch in Viramdad, Devbhumi Dwarka, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Viramdad or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000134. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Saurashtra Gramin Bank, Viramdad, Viramdad
Here are the key points that are associated with the IFSC Code SGBA0000134 of Saurashtra Gramin Bank for its branch located in Viramdad, within the district of Devbhumi Dwarka in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000134 |
| Branch | Viramdad |
| City | Viramdad |
| District | Devbhumi Dwarka |
| State | Gujarat |
| Address | Main Bazar, Viramdad |
These details help users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Viramdad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000134 for the Viramdad branch of Saurashtra Gramin Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Viramdad, Viramdad, Gujarat, are allotted a unique IFSC like SGBA0000134 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Viramdad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Viramdad and Devbhumi Dwarka.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Saurashtra Gramin Bank in Viramdad reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SGBA0000134
The format of the IFSC Code for banks, including Saurashtra Gramin Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Viramdad in Viramdad.
For example, the IFSC Code SGBA0000134 of Saurashtra Gramin Bank for the Viramdad branch includes these elements, identifying the bank and the branch location in Viramdad and Gujarat correctly.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are trying to find the IFSC Code SGBA0000134 of Saurashtra Gramin Bank for its Viramdad branch located in Viramdad, the following methods can help:
Cheque Book
The cheque books that are issued by Saurashtra Gramin Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Saurashtra Gramin Bank branches in Viramdad and Devbhumi Dwarka, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Saurashtra Gramin Bank and find the branch locator section. Search for Viramdad or Viramdad to get the exact IFSC Code SGBA0000134.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saurashtra Gramin Bank and Viramdad that will provide accurate information.
How to Use IFSC Code SGBA0000134 for Online Transfers?
Once you have the IFSC Code SGBA0000134 for the Viramdad branch of Saurashtra Gramin Bank in Viramdad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SGBA0000134. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000134.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Viramdad in Viramdad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Viramdad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Viramdad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Viramdad Viramdad branch is SGBA0000134.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Main Bazar, Viramdad.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.