IFSC Code of Saurashtra Gramin Bank, Moti Gop, Jamnagar, Gujarat — SGBA0000142

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saurashtra Gramin Bank for its Moti Gop branch in Moti Gop, Jamnagar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Saurashtra Gramin Bank situated in Moti Gop or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SGBA0000142. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Moti Gop, Moti Gop

Here are some of the key details that come with the IFSC Code SGBA0000142 of Saurashtra Gramin Bank for its branch located in Moti Gop, within the district of Jamnagar in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Moti Gop for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000142 for the Moti Gop branch of Saurashtra Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Moti Gop, Moti Gop, Gujarat, is provided with a unique IFSC like SGBA0000142 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Saurashtra Gramin Bank branch in Moti Gop.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Moti Gop and Jamnagar.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Moti Gop do not get mixed with another location.

Format of the IFSC Code SGBA0000142

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Moti Gop in Moti Gop.

For example, the IFSC Code SGBA0000142 of Saurashtra Gramin Bank for the Moti Gop branch includes these elements, identifying the bank and the branch location in Moti Gop and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000142 of Saurashtra Gramin Bank for its Moti Gop branch located in Moti Gop, the following methods can help:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saurashtra Gramin Bank branches in Moti Gop and Jamnagar, print them on the first page of your passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Moti Gop or Moti Gop to get the exact IFSC Code SGBA0000142.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Moti Gop, you'll get the correct details.

How to Use IFSC Code SGBA0000142 for Online Transfers?

Once you have the IFSC Code SGBA0000142 for the Moti Gop branch of Saurashtra Gramin Bank in Moti Gop, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000142. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000142.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Moti Gop in Moti Gop may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Moti Gop, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Moti Gop manage online transfers as well as cheque clearances with ease.