IFSC Code of Saurashtra Gramin Bank, Kesariya, Gir Somnath, Gujarat — SGBA0000316

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Saurashtra Gramin Bank for its Kesariya branch in Kesariya, Gir Somnath, or Gujarat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Saurashtra Gramin Bank located in Kesariya or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000316. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Kesariya, Kesariya

Below in the table are the key details related to IFSC Code SGBA0000316 of Saurashtra Gramin Bank for its branch located in Kesariya, within the district of Gir Somnath in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Kesariya for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000316 for the Kesariya branch of Saurashtra Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Kesariya, Kesariya, Gujarat, is provided a unique IFSC like SGBA0000316 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Saurashtra Gramin Bank branch in Kesariya.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Kesariya and Gir Somnath.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Kesariya do not get misguided to another person.

Format of the IFSC Code SGBA0000316

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kesariya in Kesariya.

For example, the IFSC Code SGBA0000316 of Saurashtra Gramin Bank for the Kesariya branch includes these elements, identifying the bank and the branch location in Kesariya and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are trying to find the IFSC Code SGBA0000316 of Saurashtra Gramin Bank for its Kesariya branch located in Kesariya, the following methods can help:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Saurashtra Gramin Bank branches in Kesariya and Gir Somnath, print them on the first page of your passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and navigate to the branch locator section. Search for Kesariya or Kesariya to get the exact IFSC Code SGBA0000316.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saurashtra Gramin Bank and Kesariya, you'll get the correct details.

How to Use IFSC Code SGBA0000316 for Online Transfers?

Once you have the IFSC Code SGBA0000316 for the Kesariya branch of Saurashtra Gramin Bank in Kesariya, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000316. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000316.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Saurashtra Gramin Bank Kesariya in Kesariya may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Kesariya, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Kesariya manage online transfers as well as cheque clearances with ease.