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IFSC Code of Saurashtra Gramin Bank, Dhokadva, Gir Somnath, Gujarat — SGBA0000343

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saurashtra Gramin Bank for its Dhokadva branch in Dhokadva, Gir Somnath, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Saurashtra Gramin Bank located in Dhokadva or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000343. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Dhokadva, Dhokadva

Here are the main details that are associated with the IFSC Code SGBA0000343 of Saurashtra Gramin Bank for its branch located in Dhokadva, within the district of Gir Somnath in the state of Gujarat.

Particulars Details
Bank Saurashtra Gramin Bank
IFSC Code SGBA0000343
Branch Dhokadva
City Dhokadva
District Gir Somnath
State Gujarat
Address Main Bazar, Dhokadva

These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Dhokadva for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000343 for the Dhokadva branch of Saurashtra Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Dhokadva, Dhokadva, Gujarat, are given a unique IFSC like SGBA0000343 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Dhokadva.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Dhokadva and Gir Somnath.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Saurashtra Gramin Bank in Dhokadva goes to the correct branch. This is important because Saurashtra Gramin Bank has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SGBA0000343

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Saurashtra Gramin Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dhokadva in Dhokadva.

For example, the IFSC Code SGBA0000343 of Saurashtra Gramin Bank for the Dhokadva branch has these elements, identifying the bank and the branch location in Dhokadva and Gujarat correctly.

How to Find IFSC Code for Saurashtra Gramin Bank?

If you are looking for the IFSC Code SGBA0000343 of Saurashtra Gramin Bank for its Dhokadva branch located in Dhokadva, the following methods can help:

Cheque Book

The cheque book that is issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Saurashtra Gramin Bank branches in Dhokadva and Gir Somnath, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Saurashtra Gramin Bank and look for the branch locator section, then search for Dhokadva or Dhokadva to get the exact IFSC Code SGBA0000343.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saurashtra Gramin Bank and Dhokadva, then it will provide you proper information.

How to Use IFSC Code SGBA0000343 for Online Transfers?

Once you have the IFSC Code SGBA0000343 for the Dhokadva branch of Saurashtra Gramin Bank in Dhokadva, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SGBA0000343. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000343.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Saurashtra Gramin Bank Dhokadva in Dhokadva, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Dhokadva, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saurashtra Gramin Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Dhokadva manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saurashtra Gramin Bank in Dhokadva, Dhokadva?

The IFSC Code is SGBA0000343.

Is the IFSC Code SGBA0000343 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Saurashtra Gramin Bank Dhokadva?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dhokadva branch?

The address of the branch is Main Bazar, Dhokadva located in Dhokadva, Gir Somnath, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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