Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saurashtra Gramin Bank for its Jam Khabhalia branch in Jamkhambhalia, Devbhumi Dwarka, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Saurashtra Gramin Bank located in Jamkhambhalia or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000137. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Saurashtra Gramin Bank, Jam Khabhalia, Jamkhambhalia
The table below shows the main details of the IFSC Code SGBA0000137 for the Saurashtra Gramin Bank branch in Jamkhambhalia, which falls under the Devbhumi Dwarka district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Saurashtra Gramin Bank |
| IFSC Code | SGBA0000137 |
| Branch | Jam Khabhalia |
| City | Jamkhambhalia |
| District | Devbhumi Dwarka |
| State | Gujarat |
| Address | Post Office Road, |
These details helps users in online banking and for businesses and individuals who use Saurashtra Gramin Bank in Jamkhambhalia for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000137 for the Jam Khabhalia branch of Saurashtra Gramin Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Jam Khabhalia, Jamkhambhalia, Gujarat, is provided with a unique IFSC like SGBA0000137 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Saurashtra Gramin Bank branch in Jamkhambhalia.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Jamkhambhalia and Devbhumi Dwarka.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Jam Khabhalia do not get mixed with another location.
Format of the IFSC Code SGBA0000137
This is the format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jam Khabhalia in Jamkhambhalia.
For example, the IFSC Code SGBA0000137 of Saurashtra Gramin Bank for the Jam Khabhalia branch includes these elements, identifying the bank and the branch location in Jamkhambhalia and Gujarat accurately.
How to Find IFSC Code for Saurashtra Gramin Bank?
If you are looking for the IFSC Code SGBA0000137 of Saurashtra Gramin Bank for its Jam Khabhalia branch located in Jamkhambhalia, the following methods can help:
Cheque Book
The cheque book that is issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Saurashtra Gramin Bank branches in Jamkhambhalia and Devbhumi Dwarka, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Saurashtra Gramin Bank and look for the branch locator section, then search for Jam Khabhalia or Jamkhambhalia to get the exact IFSC Code SGBA0000137.
Mobile Banking App
If you use Saurashtra Gramin Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Saurashtra Gramin Bank and Jamkhambhalia, then it will provide you proper information.
How to Use IFSC Code SGBA0000137 for Online Transfers?
Once you have the IFSC Code SGBA0000137 for the Jam Khabhalia branch of Saurashtra Gramin Bank in Jamkhambhalia, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SGBA0000137. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000137.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Jam Khabhalia in Jamkhambhalia, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Saurashtra Gramin Bank in Jam Khabhalia, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Saurashtra Gramin Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Jamkhambhalia manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Jam Khabhalia Jamkhambhalia branch is SGBA0000137.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Post Office Road,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.