IFSC Code of Saurashtra Gramin Bank, Dhun Dhoraji, Jamnagar, Gujarat — SGBA0000167

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saurashtra Gramin Bank for its Dhun Dhoraji branch in Dhun Dhoraji, Jamnagar, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saurashtra Gramin Bank located in Dhun Dhoraji or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000167. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saurashtra Gramin Bank, Dhun Dhoraji, Dhun Dhoraji

Here are some of the key details that come with the IFSC Code SGBA0000167 of Saurashtra Gramin Bank for its branch located in Dhun Dhoraji, within the district of Jamnagar in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Dhun Dhoraji for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000167 for the Dhun Dhoraji branch of Saurashtra Gramin Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saurashtra Gramin Bank located in Dhun Dhoraji, Dhun Dhoraji, Gujarat, are allotted a unique IFSC like SGBA0000167 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Dhun Dhoraji.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Dhun Dhoraji and Jamnagar.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saurashtra Gramin Bank in Dhun Dhoraji reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code SGBA0000167

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Saurashtra Gramin Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhun Dhoraji in Dhun Dhoraji.

For example, the IFSC Code SGBA0000167 of Saurashtra Gramin Bank for the Dhun Dhoraji branch includes these elements, identifying the bank and the branch location in Dhun Dhoraji and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

To find the IFSC Code SGBA0000167 of Saurashtra Gramin Bank for its Dhun Dhoraji branch located in Dhun Dhoraji, the following methods can help you out:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Saurashtra Gramin Bank branches in Dhun Dhoraji and Jamnagar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Dhun Dhoraji or Dhun Dhoraji to find the exact IFSC Code SGBA0000167.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Dhun Dhoraji will provide accurate information.

How to Use IFSC Code SGBA0000167 for Online Transfers?

Once you have the IFSC Code SGBA0000167 for the Dhun Dhoraji branch of Saurashtra Gramin Bank in Dhun Dhoraji, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SGBA0000167. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000167.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Dhun Dhoraji in Dhun Dhoraji, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Dhun Dhoraji, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dhun Dhoraji to handle online money transfers and get their cheques cleared smoothly.