IFSC Code of Saurashtra Gramin Bank, Bhan Khokhari, Devbhumi Dwarka, Gujarat — SGBA0000136

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Saurashtra Gramin Bank for its Bhan Khokhari branch in Bhan Khokhari, Devbhumi Dwarka, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Saurashtra Gramin Bank located in Bhan Khokhari or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SGBA0000136. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saurashtra Gramin Bank, Bhan Khokhari, Bhan Khokhari

Below in the table are the key details related to IFSC Code SGBA0000136 of Saurashtra Gramin Bank for its branch located in Bhan Khokhari, within the district of Devbhumi Dwarka in the state of Gujarat.

These details are essential not only for online banking users but also for businesses and individuals who use Saurashtra Gramin Bank in Bhan Khokhari for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SGBA0000136 for the Bhan Khokhari branch of Saurashtra Gramin Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saurashtra Gramin Bank located in Bhan Khokhari, Bhan Khokhari, Gujarat, is provided with a unique IFSC like SGBA0000136 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Saurashtra Gramin Bank branch in Bhan Khokhari.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Bhan Khokhari and Devbhumi Dwarka.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Saurashtra Gramin Bank in Bhan Khokhari do not get mixed with another location.

Format of the IFSC Code SGBA0000136

The format of the IFSC Code for banks, including Saurashtra Gramin Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saurashtra Gramin Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhan Khokhari in Bhan Khokhari.

For example, the IFSC Code SGBA0000136 of Saurashtra Gramin Bank for the Bhan Khokhari branch includes these elements, identifying the bank and the branch location in Bhan Khokhari and Gujarat accurately.

How to Find IFSC Code for Saurashtra Gramin Bank?

To find the IFSC Code SGBA0000136 of Saurashtra Gramin Bank for its Bhan Khokhari branch located in Bhan Khokhari, the following methods can help you out:

Cheque Book

The cheque book issued by Saurashtra Gramin Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Saurashtra Gramin Bank branches in Bhan Khokhari and Devbhumi Dwarka, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saurashtra Gramin Bank and go to the branch locator section. Then search for Bhan Khokhari or Bhan Khokhari to find the exact IFSC Code SGBA0000136.

Mobile Banking App

If you use Saurashtra Gramin Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saurashtra Gramin Bank and Bhan Khokhari will provide accurate information.

How to Use IFSC Code SGBA0000136 for Online Transfers?

Once you have the IFSC Code SGBA0000136 for the Bhan Khokhari branch of Saurashtra Gramin Bank in Bhan Khokhari, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SGBA0000136. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saurashtra Gramin Bank IFSC Code SGBA0000136.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saurashtra Gramin Bank Bhan Khokhari in Bhan Khokhari, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saurashtra Gramin Bank in Bhan Khokhari, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saurashtra Gramin Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhan Khokhari to handle online money transfers and get their cheques cleared smoothly.