IFSC Code of Saraswat Cooperative Bank Limited, Shivajinagar, Dist. Sangli, Sangli-Miraj-Kupwad, Maharashtra — SRCB0000173

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Shivajinagar, Dist. Sangli branch in Sangli, Sangli-Miraj-Kupwad, Maharashtra, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Saraswat Cooperative Bank Limited situated in Sangli or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code SRCB0000173. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Shivajinagar, Dist. Sangli, Sangli

Below in the table are the key details related to IFSC Code SRCB0000173 of Saraswat Cooperative Bank Limited for its branch located in Sangli, within the district of Sangli-Miraj-Kupwad in the state of Maharashtra.

These details are important not only for users using online banking but also for businesses and individuals who use Saraswat Cooperative Bank Limited in Sangli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SRCB0000173 for the Shivajinagar, Dist. Sangli branch of Saraswat Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Shivajinagar, Dist. Sangli, Sangli, Maharashtra, are allotted a unique IFSC like SRCB0000173 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Sangli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Sangli and Sangli-Miraj-Kupwad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saraswat Cooperative Bank Limited in Shivajinagar, Dist. Sangli reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code SRCB0000173

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivajinagar, Dist. Sangli in Sangli.

For example, the IFSC Code SRCB0000173 of Saraswat Cooperative Bank Limited for the Shivajinagar, Dist. Sangli branch includes these elements, identifying the bank and the branch location in Sangli and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

To find the IFSC Code SRCB0000173 of Saraswat Cooperative Bank Limited for its Shivajinagar, Dist. Sangli branch located in Sangli, the following methods can help you out:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Sangli and Sangli-Miraj-Kupwad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and go to the branch locator section. Then search for Shivajinagar, Dist. Sangli or Sangli to find the exact IFSC Code SRCB0000173.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Saraswat Cooperative Bank Limited and Sangli will provide accurate information.

How to Use IFSC Code SRCB0000173 for Online Transfers?

Once you have the IFSC Code SRCB0000173 for the Shivajinagar, Dist. Sangli branch of Saraswat Cooperative Bank Limited in Sangli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SRCB0000173. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000173.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Shivajinagar, Dist. Sangli in Sangli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Shivajinagar, Dist. Sangli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangli manage online transfers as well as cheque clearances with ease.