IFSC Code of Saraswat Cooperative Bank Limited, Shastri Chowk, Sangli, Sangli-Miraj-Kupwad, Maharashtra — SRCB0000165

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Shastri Chowk, Sangli branch in Sangli, Sangli-Miraj-Kupwad, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Sangli or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0000165. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Shastri Chowk, Sangli, Sangli

Here are the key points that are associated with the IFSC Code SRCB0000165 of Saraswat Cooperative Bank Limited for its branch located in Sangli, within the district of Sangli-Miraj-Kupwad in the state of Maharashtra.

These details helps users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Sangli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0000165 for the Shastri Chowk, Sangli branch of Saraswat Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Saraswat Cooperative Bank Limited located in Shastri Chowk, Sangli, Sangli, Maharashtra, are allotted a unique IFSC like SRCB0000165 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Sangli.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Sangli and Sangli-Miraj-Kupwad.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Saraswat Cooperative Bank Limited in Shastri Chowk, Sangli reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code SRCB0000165

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shastri Chowk, Sangli in Sangli.

For example, the IFSC Code SRCB0000165 of Saraswat Cooperative Bank Limited for the Shastri Chowk, Sangli branch includes these elements, identifying the bank and the branch location in Sangli and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000165 of Saraswat Cooperative Bank Limited for its Shastri Chowk, Sangli branch located in Sangli, the following methods can help:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Sangli and Sangli-Miraj-Kupwad, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for Shastri Chowk, Sangli or Sangli to get the exact IFSC Code SRCB0000165.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Sangli, you'll get the correct details.

How to Use IFSC Code SRCB0000165 for Online Transfers?

Once you have the IFSC Code SRCB0000165 for the Shastri Chowk, Sangli branch of Saraswat Cooperative Bank Limited in Sangli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SRCB0000165. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000165.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Shastri Chowk, Sangli in Sangli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Shastri Chowk, Sangli, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sangli manage online transfers as well as cheque clearances with ease.