IFSC Code of Saraswat Cooperative Bank Limited, New Maneklal Estate Branch,Ghatkopar West, Mumbai, Maharashtra — SRCB0000444

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its New Maneklal Estate Branch,Ghatkopar West branch in Mumbai, Mumbai, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Saraswat Cooperative Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0000444. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Saraswat Cooperative Bank Limited, New Maneklal Estate Branch,Ghatkopar West, Mumbai

Here are some of the key details that come with the IFSC Code SRCB0000444 of Saraswat Cooperative Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

These details helps users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Mumbai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0000444 for the New Maneklal Estate Branch,Ghatkopar West branch of Saraswat Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SRCB0000444 is given to every bank branch, including Saraswat Cooperative Bank Limited located in New Maneklal Estate Branch,Ghatkopar West, Mumbai, Maharashtra, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Saraswat Cooperative Bank Limited branch in Mumbai.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Mumbai.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in New Maneklal Estate Branch,Ghatkopar West doesn't end up at another location.

Format of the IFSC Code SRCB0000444

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Saraswat Cooperative Bank Limited, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like New Maneklal Estate Branch,Ghatkopar West in Mumbai.

For example, the IFSC Code SRCB0000444 of Saraswat Cooperative Bank Limited for the New Maneklal Estate Branch,Ghatkopar West branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0000444 of Saraswat Cooperative Bank Limited for its New Maneklal Estate Branch,Ghatkopar West branch located in Mumbai, the following methods can help:

Cheque Book

The cheque book issued by Saraswat Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and navigate to the branch locator section. Search for New Maneklal Estate Branch,Ghatkopar West or Mumbai to get the exact IFSC Code SRCB0000444.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Saraswat Cooperative Bank Limited and Mumbai, you'll get the correct details.

How to Use IFSC Code SRCB0000444 for Online Transfers?

Once you have the IFSC Code SRCB0000444 for the New Maneklal Estate Branch,Ghatkopar West branch of Saraswat Cooperative Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SRCB0000444. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0000444.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited New Maneklal Estate Branch,Ghatkopar West in Mumbai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in New Maneklal Estate Branch,Ghatkopar West, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Saraswat Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.