The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Saraswat Cooperative Bank Limited for its Chembur Nagarik Sahakari Bank - Bhandup branch in Greater Bombay, Mumbai, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Saraswat Cooperative Bank Limited located in Greater Bombay or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code SRCB0CNS010. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Saraswat Cooperative Bank Limited, Chembur Nagarik Sahakari Bank - Bhandup, Greater Bombay

Here are the main details that are associated with the IFSC Code SRCB0CNS010 of Saraswat Cooperative Bank Limited for its branch located in Greater Bombay, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Saraswat Cooperative Bank Limited
IFSC Code SRCB0CNS010
Branch Chembur Nagarik Sahakari Bank - Bhandup
City Greater Bombay
District Mumbai
State Maharashtra
Address Shop No.12-14,A Wing,Shivsagar Complex,Bhandup,Mumbai -400078

These details help users in online banking and for businesses and individuals who use Saraswat Cooperative Bank Limited in Greater Bombay for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SRCB0CNS010 for the Chembur Nagarik Sahakari Bank - Bhandup branch of Saraswat Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Saraswat Cooperative Bank Limited located in Chembur Nagarik Sahakari Bank - Bhandup, Greater Bombay, Maharashtra, is provided with a unique IFSC like SRCB0CNS010 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Saraswat Cooperative Bank Limited branch in Greater Bombay.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Greater Bombay and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Saraswat Cooperative Bank Limited in Chembur Nagarik Sahakari Bank - Bhandup do not get mixed with another location.

Format of the IFSC Code SRCB0CNS010

The format of the IFSC Code for banks, including Saraswat Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Saraswat Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Chembur Nagarik Sahakari Bank - Bhandup in Greater Bombay.

For example, the IFSC Code SRCB0CNS010 of Saraswat Cooperative Bank Limited for the Chembur Nagarik Sahakari Bank - Bhandup branch includes these elements, identifying the bank and the branch location in Greater Bombay and Maharashtra correctly.

How to Find IFSC Code for Saraswat Cooperative Bank Limited?

If you are trying to find the IFSC Code SRCB0CNS010 of Saraswat Cooperative Bank Limited for its Chembur Nagarik Sahakari Bank - Bhandup branch located in Greater Bombay, the following methods can help:

Cheque Book

The cheque books that are issued by Saraswat Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Saraswat Cooperative Bank Limited branches in Greater Bombay and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Saraswat Cooperative Bank Limited and find the branch locator section. Search for Chembur Nagarik Sahakari Bank - Bhandup or Greater Bombay to get the exact IFSC Code SRCB0CNS010.

Mobile Banking App

If you use Saraswat Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Saraswat Cooperative Bank Limited and Greater Bombay that will provide accurate information.

How to Use IFSC Code SRCB0CNS010 for Online Transfers?

Once you have the IFSC Code SRCB0CNS010 for the Chembur Nagarik Sahakari Bank - Bhandup branch of Saraswat Cooperative Bank Limited in Greater Bombay, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SRCB0CNS010. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Saraswat Cooperative Bank Limited IFSC Code SRCB0CNS010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Saraswat Cooperative Bank Limited Chembur Nagarik Sahakari Bank - Bhandup in Greater Bombay, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Saraswat Cooperative Bank Limited in Chembur Nagarik Sahakari Bank - Bhandup, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Saraswat Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Greater Bombay manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Saraswat Cooperative Bank Limited in Chembur Nagarik Sahakari Bank - Bhandup, Greater Bombay?

The IFSC Code is SRCB0CNS010.

Is the IFSC Code SRCB0CNS010 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Saraswat Cooperative Bank Limited Chembur Nagarik Sahakari Bank - Bhandup?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Chembur Nagarik Sahakari Bank - Bhandup branch?

The address of the branch is Shop No.12-14,A Wing,Shivsagar Complex,Bhandup,Mumbai -400078 located in Greater Bombay, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby SARASWAT COOPERATIVE BANK LIMITED Branches

Back to Top