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IFSC Code of Rbl Bank Limited, Thane (West) Ram Maruti, Thane, Maharashtra — RATN0000089

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Rbl Bank Limited for its Thane (West) Ram Maruti branch in Thane, Thane, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Rbl Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000089. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Thane (West) Ram Maruti, Thane

Here are some of the key details that come with the IFSC Code RATN0000089 of Rbl Bank Limited for its branch located in Thane, within the district of Thane in the state of Maharashtra.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000089
Branch Thane (West) Ram Maruti
City Thane
District Thane
State Maharashtra
Address The Ratnakar Bank Ltd. Gr Floor, Shankeshwar Arcade, Ram Ganesh Gadkari Path, Ram Maruti Cross Road, Thane(W) - 400602.

These details helps users in online banking and for businesses and individuals who use Rbl Bank Limited in Thane for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000089 for the Thane (West) Ram Maruti branch of Rbl Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Thane (West) Ram Maruti, Thane, Maharashtra, is provided with a unique IFSC like RATN0000089 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Rbl Bank Limited branch in Thane.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thane and Thane.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in Thane (West) Ram Maruti do not get mixed with another location.

Format of the IFSC Code RATN0000089

This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Thane (West) Ram Maruti in Thane.

For example, the IFSC Code RATN0000089 of Rbl Bank Limited for the Thane (West) Ram Maruti branch includes these elements, identifying the bank and the branch location in Thane and Maharashtra accurately.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000089 of Rbl Bank Limited for its Thane (West) Ram Maruti branch located in Thane, the following methods can help:

Cheque Book

The cheque books that are issued by Rbl Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Rbl Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Rbl Bank Limited and find the branch locator section. Search for Thane (West) Ram Maruti or Thane to get the exact IFSC Code RATN0000089.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Rbl Bank Limited and Thane that will provide accurate information.

How to Use IFSC Code RATN0000089 for Online Transfers?

Once you have the IFSC Code RATN0000089 for the Thane (West) Ram Maruti branch of Rbl Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000089. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000089.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Rbl Bank Limited Thane (West) Ram Maruti in Thane may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Thane (West) Ram Maruti, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thane manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Thane (West) Ram Maruti, Thane?

The IFSC Code is RATN0000089.

Is the IFSC Code RATN0000089 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Thane (West) Ram Maruti?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thane (West) Ram Maruti branch?

The address of the branch is The Ratnakar Bank Ltd. Gr Floor, Shankeshwar Arcade, Ram Ganesh Gadkari Path, Ram Maruti Cross Road, Thane(W) - 400602. located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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