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IFSC Code of Rbl Bank Limited, Dombivali(West), Thane, Maharashtra — RATN0000081

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Rbl Bank Limited for its Dombivali(West) branch in Thane, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Rbl Bank Limited located in Thane or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000081. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Dombivali(West), Thane

The table below shows the main details of the IFSC Code RATN0000081 for the Rbl Bank Limited branch in Thane, which falls under the Thane district in Maharashtra.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000081
Branch Dombivali(West)
City Thane
District Thane
State Maharashtra
Address The Ratnakar Bank Ltd,┬Æatim Tara┬Æ, Ground Floor,Subhash Road, Vishnunagar,Dombivali (W) ┬Û 421 202.

These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Thane for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000081 for the Dombivali(West) branch of Rbl Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Dombivali(West), Thane, Maharashtra, is provided a unique IFSC like RATN0000081 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Rbl Bank Limited branch in Thane.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thane and Thane.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Rbl Bank Limited in Dombivali(West) do not get misguided to another person.

Format of the IFSC Code RATN0000081

The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Dombivali(West) in Thane.

For example, the IFSC Code RATN0000081 of Rbl Bank Limited for the Dombivali(West) branch has these elements, identifying the bank and the branch location in Thane and Maharashtra correctly.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000081 of Rbl Bank Limited for its Dombivali(West) branch located in Thane, the following methods can help:

Cheque Book

The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Rbl Bank Limited branches in Thane and Thane, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Rbl Bank Limited and navigate to the branch locator section. Search for Dombivali(West) or Thane to get the exact IFSC Code RATN0000081.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Rbl Bank Limited and Thane, you'll get the correct details.

How to Use IFSC Code RATN0000081 for Online Transfers?

Once you have the IFSC Code RATN0000081 for the Dombivali(West) branch of Rbl Bank Limited in Thane, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code RATN0000081. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000081.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Dombivali(West) in Thane, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Dombivali(West), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thane to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Dombivali(West), Thane?

The IFSC Code is RATN0000081.

Is the IFSC Code RATN0000081 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Dombivali(West)?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dombivali(West) branch?

The address of the branch is The Ratnakar Bank Ltd,┬Æatim Tara┬Æ, Ground Floor,Subhash Road, Vishnunagar,Dombivali (W) ┬Û 421 202. located in Thane, Thane, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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