Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Rbl Bank Limited for its Thakur Village Kandivali East branch in Mumbai, Mumbai, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Rbl Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000448. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Rbl Bank Limited, Thakur Village Kandivali East, Mumbai
Here are some of the key details that come with the IFSC Code RATN0000448 of Rbl Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000448 |
| Branch | Thakur Village Kandivali East |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No. 21,22,23, Ground Floor, Building No.6, F-Wing, Evershine Hailly, Gokul Towers Road, Evershine Millennium Paradise, Thakur Village, Mumbai Maharastra |
These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000448 for the Thakur Village Kandivali East branch of Rbl Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Rbl Bank Limited located in Thakur Village Kandivali East, Mumbai, Maharashtra, are given a unique IFSC like RATN0000448 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Rbl Bank Limited in Thakur Village Kandivali East goes to the correct branch. This is important because Rbl Bank Limited has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code RATN0000448
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Rbl Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thakur Village Kandivali East in Mumbai.
For example, the IFSC Code RATN0000448 of Rbl Bank Limited for the Thakur Village Kandivali East branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.
How to Find IFSC Code for Rbl Bank Limited?
If you are looking for the IFSC Code RATN0000448 of Rbl Bank Limited for its Thakur Village Kandivali East branch located in Mumbai, the following methods can help:
Cheque Book
The cheque book that is issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Rbl Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Rbl Bank Limited and look for the branch locator section, then search for Thakur Village Kandivali East or Mumbai to get the exact IFSC Code RATN0000448.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Rbl Bank Limited and Mumbai, then it will provide you proper information.
How to Use IFSC Code RATN0000448 for Online Transfers?
Once you have the IFSC Code RATN0000448 for the Thakur Village Kandivali East branch of Rbl Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code RATN0000448. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000448.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Rbl Bank Limited Thakur Village Kandivali East in Mumbai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Rbl Bank Limited in Thakur Village Kandivali East, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000448.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shop No. 21,22,23, Ground Floor, Building No.6, F-Wing, Evershine Hailly, Gokul Towers Road, Evershine Millennium Paradise, Thakur Village, Mumbai Maharastra located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.