Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Rbl Bank Limited for its Dadar West branch in Mumbai, Mumbai, or Maharashtra, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Rbl Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000287. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Rbl Bank Limited, Dadar West, Mumbai

Here are the key points that are associated with the IFSC Code RATN0000287 of Rbl Bank Limited for its branch located in Mumbai, within the district of Mumbai in the state of Maharashtra.

Particulars Details
Bank Rbl Bank Limited
IFSC Code RATN0000287
Branch Dadar West
City Mumbai
District Mumbai
State Maharashtra
Address Shop No 6 And 7 Anand Vaibhav Chs Ltd N C Kelkar Road Ground Floor Opp Shree Shivaji Natya Mandir Next To Plaza Cinema Dadar West Mumbai 400028

These details are crucial, not just for online banking users but also for businesses and individuals who use Rbl Bank Limited in Mumbai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000287 for the Dadar West branch of Rbl Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Rbl Bank Limited located in Dadar West, Mumbai, Maharashtra, are allotted a unique IFSC like RATN0000287 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Mumbai and Mumbai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Rbl Bank Limited in Dadar West reaches the right place, even though there are thousands of branches in Maharashtra and across India.

Format of the IFSC Code RATN0000287

This is the format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Rbl Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dadar West in Mumbai.

For example, the IFSC Code RATN0000287 of Rbl Bank Limited for the Dadar West branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra accurately.

How to Find IFSC Code for Rbl Bank Limited?

If you are trying to find the IFSC Code RATN0000287 of Rbl Bank Limited for its Dadar West branch located in Mumbai, the following methods can help:

Cheque Book

The cheque books that are issued by Rbl Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Rbl Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Rbl Bank Limited and find the branch locator section. Search for Dadar West or Mumbai to get the exact IFSC Code RATN0000287.

Mobile Banking App

If you use Rbl Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Rbl Bank Limited and Mumbai that will provide accurate information.

How to Use IFSC Code RATN0000287 for Online Transfers?

Once you have the IFSC Code RATN0000287 for the Dadar West branch of Rbl Bank Limited in Mumbai, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code RATN0000287. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Rbl Bank Limited IFSC Code RATN0000287.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Rbl Bank Limited Dadar West in Mumbai may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Dadar West, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Rbl Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Rbl Bank Limited in Dadar West, Mumbai?

The IFSC Code is RATN0000287.

Is the IFSC Code RATN0000287 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Rbl Bank Limited Dadar West?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dadar West branch?

The address of the branch is Shop No 6 And 7 Anand Vaibhav Chs Ltd N C Kelkar Road Ground Floor Opp Shree Shivaji Natya Mandir Next To Plaza Cinema Dadar West Mumbai 400028 located in Mumbai, Mumbai, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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