The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Rbl Bank Limited for its Central Avenue, Powai branch in Mumbai, Mumbai, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Rbl Bank Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code RATN0000354. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Rbl Bank Limited, Central Avenue, Powai, Mumbai
The table below shows the main details of the IFSC Code RATN0000354 for the Rbl Bank Limited branch in Mumbai, which falls under the Mumbai district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Rbl Bank Limited |
| IFSC Code | RATN0000354 |
| Branch | Central Avenue, Powai |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| Address | Shop No.9, Wing B, Ventura Shopping, Central Avenue, Hiranandani Business Park, Powai, Mumbai-400076. |
These details are essential not only for online banking users but also for businesses and individuals who use Rbl Bank Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code RATN0000354 for the Central Avenue, Powai branch of Rbl Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Rbl Bank Limited located in Central Avenue, Powai, Mumbai, Maharashtra, is provided with a unique IFSC like RATN0000354 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Rbl Bank Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Mumbai and Mumbai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Rbl Bank Limited in Central Avenue, Powai do not get mixed with another location.
Format of the IFSC Code RATN0000354
The format of the IFSC Code for banks, including Rbl Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Rbl Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Central Avenue, Powai in Mumbai.
For example, the IFSC Code RATN0000354 of Rbl Bank Limited for the Central Avenue, Powai branch has these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Rbl Bank Limited?
To find the IFSC Code RATN0000354 of Rbl Bank Limited for its Central Avenue, Powai branch located in Mumbai, the following methods can help you out:
Cheque Book
The cheque book issued by Rbl Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Rbl Bank Limited branches in Mumbai and Mumbai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Rbl Bank Limited and go to the branch locator section. Then search for Central Avenue, Powai or Mumbai to find the exact IFSC Code RATN0000354.
Mobile Banking App
If you use Rbl Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Rbl Bank Limited and Mumbai will provide accurate information.
How to Use IFSC Code RATN0000354 for Online Transfers?
If you have the IFSC Code RATN0000354 for the Central Avenue, Powai branch of Rbl Bank Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code RATN0000354. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Rbl Bank Limited IFSC Code RATN0000354.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Rbl Bank Limited Central Avenue, Powai in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Rbl Bank Limited in Central Avenue, Powai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Rbl Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mumbai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is RATN0000354.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.9, Wing B, Ventura Shopping, Central Avenue, Hiranandani Business Park, Powai, Mumbai-400076. located in Mumbai, Mumbai, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.