The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Indira Market, Jagadhri branch in Yamuna Nagar, Yamuna Nagar, Haryana, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Yamuna Nagar or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code PUNB0194500. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Indira Market, Jagadhri, Yamuna Nagar
The table below shows the main details of the IFSC Code PUNB0194500 for the Punjab National Bank branch in Yamuna Nagar, which falls under the Yamuna Nagar district in Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0194500 |
| Branch | Indira Market, Jagadhri |
| City | Yamuna Nagar |
| District | Yamuna Nagar |
| State | Haryana |
| Address | Indira Market, Jagadhri, Haryana |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Yamuna Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0194500 for the Indira Market, Jagadhri branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Indira Market, Jagadhri, Yamuna Nagar, Haryana, are allotted a unique IFSC like PUNB0194500 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Yamuna Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Yamuna Nagar and Yamuna Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Punjab National Bank in Indira Market, Jagadhri reaches the right place, even though there are thousands of branches in Haryana and across India.
Format of the IFSC Code PUNB0194500
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Indira Market, Jagadhri in Yamuna Nagar.
For example, the IFSC Code PUNB0194500 of Punjab National Bank for the Indira Market, Jagadhri branch includes these elements, identifying the bank and the branch location in Yamuna Nagar and Haryana accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0194500 of Punjab National Bank for its Indira Market, Jagadhri branch located in Yamuna Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Yamuna Nagar and Yamuna Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Indira Market, Jagadhri or Yamuna Nagar to get the exact IFSC Code PUNB0194500.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Yamuna Nagar that will provide accurate information.
How to Use IFSC Code PUNB0194500 for Online Transfers?
Once you have the IFSC Code PUNB0194500 for the Indira Market, Jagadhri branch of Punjab National Bank in Yamuna Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0194500. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0194500.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Indira Market, Jagadhri in Yamuna Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Indira Market, Jagadhri, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Yamuna Nagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0194500.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Indira Market, Jagadhri, Haryana located in Yamuna Nagar, Yamuna Nagar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.