There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Jagadhari Aggarsain Road branch in Haryana), Yamuna Nagar, Haryana, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Haryana) or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code PUNB0400200. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Jagadhari Aggarsain Road, Haryana)
Here are the key points that are associated with the IFSC Code PUNB0400200 of Punjab National Bank for its branch located in Haryana), within the district of Yamuna Nagar in the state of Haryana.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0400200 |
| Branch | Jagadhari Aggarsain Road |
| City | Haryana) |
| District | Yamuna Nagar |
| State | Haryana |
| Address | Plot No.2 Agarsain Chowk Jagadhari |
These details helps users in online banking and for businesses and individuals who use Punjab National Bank in Haryana) for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0400200 for the Jagadhari Aggarsain Road branch of Punjab National Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Jagadhari Aggarsain Road, Haryana), Haryana, is provided with a unique IFSC like PUNB0400200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Haryana).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Haryana) and Yamuna Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Jagadhari Aggarsain Road do not get mixed with another location.
Format of the IFSC Code PUNB0400200
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jagadhari Aggarsain Road in Haryana).
For example, the IFSC Code PUNB0400200 of Punjab National Bank for the Jagadhari Aggarsain Road branch includes these elements, identifying the bank and the branch location in Haryana) and Haryana correctly.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0400200 of Punjab National Bank for its Jagadhari Aggarsain Road branch located in Haryana), the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Haryana) and Yamuna Nagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Jagadhari Aggarsain Road or Haryana) to get the exact IFSC Code PUNB0400200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Haryana) that will provide accurate information.
How to Use IFSC Code PUNB0400200 for Online Transfers?
If you have the IFSC Code PUNB0400200 for the Jagadhari Aggarsain Road branch of Punjab National Bank in Haryana), you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0400200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0400200.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Jagadhari Aggarsain Road in Haryana), it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Jagadhari Aggarsain Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Haryana) to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0400200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No.2 Agarsain Chowk Jagadhari located in Haryana), Yamuna Nagar, Haryana.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.