IFSC Code of Punjab National Bank, Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh — PUNB0145220

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Lakhimpur Kheri branch in Lakhimpur Khedi, Lakhimpur Kheri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Lakhimpur Khedi or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0145220. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Lakhimpur Kheri, Lakhimpur Khedi

Here are the main details that are associated with the IFSC Code PUNB0145220 of Punjab National Bank for its branch located in Lakhimpur Khedi, within the district of Lakhimpur Kheri in the state of Uttar Pradesh.

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Lakhimpur Khedi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0145220 for the Lakhimpur Kheri branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Punjab National Bank located in Lakhimpur Kheri, Lakhimpur Khedi, Uttar Pradesh, are allotted a unique IFSC like PUNB0145220 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Lakhimpur Khedi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Lakhimpur Khedi and Lakhimpur Kheri.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Punjab National Bank in Lakhimpur Kheri reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code PUNB0145220

The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Punjab National Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lakhimpur Kheri in Lakhimpur Khedi.

For example, the IFSC Code PUNB0145220 of Punjab National Bank for the Lakhimpur Kheri branch has these elements, identifying the bank and the branch location in Lakhimpur Khedi and Uttar Pradesh correctly.

How to Find IFSC Code for Punjab National Bank?

If you are trying to find the IFSC Code PUNB0145220 of Punjab National Bank for its Lakhimpur Kheri branch located in Lakhimpur Khedi, the following methods can help:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Punjab National Bank branches in Lakhimpur Khedi and Lakhimpur Kheri, print them on the first page of your passbook.

Bank Website

Visit the official website of Punjab National Bank and navigate to the branch locator section. Search for Lakhimpur Kheri or Lakhimpur Khedi to get the exact IFSC Code PUNB0145220.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Punjab National Bank and Lakhimpur Khedi, you'll get the correct details.

How to Use IFSC Code PUNB0145220 for Online Transfers?

Once you have the IFSC Code PUNB0145220 for the Lakhimpur Kheri branch of Punjab National Bank in Lakhimpur Khedi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code PUNB0145220. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0145220.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Lakhimpur Kheri in Lakhimpur Khedi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Lakhimpur Kheri, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Punjab National Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lakhimpur Khedi manage online transfers as well as cheque clearances with ease.