For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Gudaria, Distt. Lakhimpur Kher branch in Distt.Lakhimpur Kheri, Lakhimpur Kheri, Uttar Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Distt.Lakhimpur Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code PUNB0212800. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Gudaria, Distt. Lakhimpur Kher, Distt.Lakhimpur Kheri
Below in the table are the key details related to IFSC Code PUNB0212800 of Punjab National Bank for its branch located in Distt.Lakhimpur Kheri, within the district of Lakhimpur Kheri in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0212800 |
| Branch | Gudaria, Distt. Lakhimpur Kher |
| City | Distt.Lakhimpur Kheri |
| District | Lakhimpur Kheri |
| State | Uttar Pradesh |
| Address | Bo Gudaria |
These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Distt.Lakhimpur Kheri for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0212800 for the Gudaria, Distt. Lakhimpur Kher branch of Punjab National Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Gudaria, Distt. Lakhimpur Kher, Distt.Lakhimpur Kheri, Uttar Pradesh, is provided a unique IFSC like PUNB0212800 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Distt.Lakhimpur Kheri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Distt.Lakhimpur Kheri and Lakhimpur Kheri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Gudaria, Distt. Lakhimpur Kher do not get misguided to another person.
Format of the IFSC Code PUNB0212800
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gudaria, Distt. Lakhimpur Kher in Distt.Lakhimpur Kheri.
For example, the IFSC Code PUNB0212800 of Punjab National Bank for the Gudaria, Distt. Lakhimpur Kher branch includes these elements, identifying the bank and the branch location in Distt.Lakhimpur Kheri and Uttar Pradesh accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0212800 of Punjab National Bank for its Gudaria, Distt. Lakhimpur Kher branch located in Distt.Lakhimpur Kheri, the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Distt.Lakhimpur Kheri and Lakhimpur Kheri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Gudaria, Distt. Lakhimpur Kher or Distt.Lakhimpur Kheri to find the exact IFSC Code PUNB0212800.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Distt.Lakhimpur Kheri will provide accurate information.
How to Use IFSC Code PUNB0212800 for Online Transfers?
Once you have the IFSC Code PUNB0212800 for the Gudaria, Distt. Lakhimpur Kher branch of Punjab National Bank in Distt.Lakhimpur Kheri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code PUNB0212800. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0212800.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Gudaria, Distt. Lakhimpur Kher in Distt.Lakhimpur Kheri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Gudaria, Distt. Lakhimpur Kher, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Distt.Lakhimpur Kheri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gudaria, Distt. Lakhimpur Kher Distt.Lakhimpur Kheri branch is PUNB0212800.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bo Gudaria.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.