The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Punjab National Bank for its Kums, Niranjanpur, Dehradun branch in Krishi Utpadan Mandi Samiti,Niranjanpur, Dehradun, Uttarakhand, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Punjab National Bank located in Krishi Utpadan Mandi Samiti,Niranjanpur or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code PUNB0469300. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Punjab National Bank, Kums, Niranjanpur, Dehradun, Krishi Utpadan Mandi Samiti,Niranjanpur
Below in the table are the key details related to IFSC Code PUNB0469300 of Punjab National Bank for its branch located in Krishi Utpadan Mandi Samiti,Niranjanpur, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0469300 |
| Branch | Kums, Niranjanpur, Dehradun |
| City | Krishi Utpadan Mandi Samiti,Niranjanpur |
| District | Dehradun |
| State | Uttarakhand |
| Address | Kums, Niranjanpur, Dehradun |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Krishi Utpadan Mandi Samiti,Niranjanpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0469300 for the Kums, Niranjanpur, Dehradun branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Kums, Niranjanpur, Dehradun, Krishi Utpadan Mandi Samiti,Niranjanpur, Uttarakhand, is provided a unique IFSC like PUNB0469300 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Punjab National Bank branch in Krishi Utpadan Mandi Samiti,Niranjanpur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Krishi Utpadan Mandi Samiti,Niranjanpur and Dehradun.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttarakhand and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Kums, Niranjanpur, Dehradun do not get misguided to another person.
Format of the IFSC Code PUNB0469300
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kums, Niranjanpur, Dehradun in Krishi Utpadan Mandi Samiti,Niranjanpur.
For example, the IFSC Code PUNB0469300 of Punjab National Bank for the Kums, Niranjanpur, Dehradun branch includes these elements, identifying the bank and the branch location in Krishi Utpadan Mandi Samiti,Niranjanpur and Uttarakhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are trying to find the IFSC Code PUNB0469300 of Punjab National Bank for its Kums, Niranjanpur, Dehradun branch located in Krishi Utpadan Mandi Samiti,Niranjanpur, the following methods can help:
Cheque Book
The cheque books that are issued by Punjab National Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Krishi Utpadan Mandi Samiti,Niranjanpur and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and find the branch locator section. Search for Kums, Niranjanpur, Dehradun or Krishi Utpadan Mandi Samiti,Niranjanpur to get the exact IFSC Code PUNB0469300.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Punjab National Bank and Krishi Utpadan Mandi Samiti,Niranjanpur that will provide accurate information.
How to Use IFSC Code PUNB0469300 for Online Transfers?
If you have the IFSC Code PUNB0469300 for the Kums, Niranjanpur, Dehradun branch of Punjab National Bank in Krishi Utpadan Mandi Samiti,Niranjanpur, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0469300. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0469300.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Kums, Niranjanpur, Dehradun in Krishi Utpadan Mandi Samiti,Niranjanpur, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Kums, Niranjanpur, Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Krishi Utpadan Mandi Samiti,Niranjanpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0469300.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Kums, Niranjanpur, Dehradun located in Krishi Utpadan Mandi Samiti,Niranjanpur, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.