There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Punjab National Bank for its Deal,Raipur Road, Dehradun branch in Defence Elect. Application Lab Campus, Dehradun, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Punjab National Bank situated in Defence Elect. Application Lab Campus or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code PUNB0469200. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Deal,Raipur Road, Dehradun, Defence Elect. Application Lab Campus
Below in the table are the key details related to IFSC Code PUNB0469200 of Punjab National Bank for its branch located in Defence Elect. Application Lab Campus, within the district of Dehradun in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0469200 |
| Branch | Deal,Raipur Road, Dehradun |
| City | Defence Elect. Application Lab Campus |
| District | Dehradun |
| State | Uttarakhand |
| Address | Raipur Road, Dehradun |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Defence Elect. Application Lab Campus for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0469200 for the Deal,Raipur Road, Dehradun branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Deal,Raipur Road, Dehradun, Defence Elect. Application Lab Campus, Uttarakhand, is provided with a unique IFSC like PUNB0469200 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Defence Elect. Application Lab Campus.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Defence Elect. Application Lab Campus and Dehradun.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for Punjab National Bank in Deal,Raipur Road, Dehradun do not get mixed with another location.
Format of the IFSC Code PUNB0469200
This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Deal,Raipur Road, Dehradun in Defence Elect. Application Lab Campus.
For example, the IFSC Code PUNB0469200 of Punjab National Bank for the Deal,Raipur Road, Dehradun branch includes these elements, identifying the bank and the branch location in Defence Elect. Application Lab Campus and Uttarakhand accurately.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0469200 of Punjab National Bank for its Deal,Raipur Road, Dehradun branch located in Defence Elect. Application Lab Campus, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Defence Elect. Application Lab Campus and Dehradun, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Deal,Raipur Road, Dehradun or Defence Elect. Application Lab Campus to get the exact IFSC Code PUNB0469200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Defence Elect. Application Lab Campus, then it will provide you proper information.
How to Use IFSC Code PUNB0469200 for Online Transfers?
If you have the IFSC Code PUNB0469200 for the Deal,Raipur Road, Dehradun branch of Punjab National Bank in Defence Elect. Application Lab Campus, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0469200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0469200.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Deal,Raipur Road, Dehradun in Defence Elect. Application Lab Campus, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Deal,Raipur Road, Dehradun, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Defence Elect. Application Lab Campus manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0469200.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Raipur Road, Dehradun located in Defence Elect. Application Lab Campus, Dehradun, Uttarakhand.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.