For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Khandela, Dist.Sikar (Raj) branch in Khandela,Dist.Sikar (Raj), Alwar, Rajasthan, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Khandela,Dist.Sikar (Raj) or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0788200. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Khandela, Dist.Sikar (Raj), Khandela,Dist.Sikar (Raj)
Here are some of the key details that come with the IFSC Code PUNB0788200 of Punjab National Bank for its branch located in Khandela,Dist.Sikar (Raj), within the district of Alwar in the state of Rajasthan.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0788200 |
| Branch | Khandela, Dist.Sikar (Raj) |
| City | Khandela,Dist.Sikar (Raj) |
| District | Alwar |
| State | Rajasthan |
| Address | Ward No.12, Opp. Petrol Pump, |
These details are essential not only for online banking users but also for businesses and individuals who use Punjab National Bank in Khandela,Dist.Sikar (Raj) for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0788200 for the Khandela, Dist.Sikar (Raj) branch of Punjab National Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0788200 is given to every bank branch, including Punjab National Bank located in Khandela, Dist.Sikar (Raj), Khandela,Dist.Sikar (Raj), Rajasthan, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Khandela,Dist.Sikar (Raj).
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Khandela,Dist.Sikar (Raj) and Alwar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Rajasthan and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Khandela, Dist.Sikar (Raj) doesn't end up at another location.
Format of the IFSC Code PUNB0788200
The format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khandela, Dist.Sikar (Raj) in Khandela,Dist.Sikar (Raj).
For example, the IFSC Code PUNB0788200 of Punjab National Bank for the Khandela, Dist.Sikar (Raj) branch includes these elements, identifying the bank and the branch location in Khandela,Dist.Sikar (Raj) and Rajasthan accurately.
How to Find IFSC Code for Punjab National Bank?
To find the IFSC Code PUNB0788200 of Punjab National Bank for its Khandela, Dist.Sikar (Raj) branch located in Khandela,Dist.Sikar (Raj), the following methods can help you out:
Cheque Book
The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Punjab National Bank branches in Khandela,Dist.Sikar (Raj) and Alwar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Khandela, Dist.Sikar (Raj) or Khandela,Dist.Sikar (Raj) to find the exact IFSC Code PUNB0788200.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Khandela,Dist.Sikar (Raj) will provide accurate information.
How to Use IFSC Code PUNB0788200 for Online Transfers?
Once you have the IFSC Code PUNB0788200 for the Khandela, Dist.Sikar (Raj) branch of Punjab National Bank in Khandela,Dist.Sikar (Raj), you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0788200. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Punjab National Bank IFSC Code PUNB0788200.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Punjab National Bank Khandela, Dist.Sikar (Raj) in Khandela,Dist.Sikar (Raj), it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Khandela, Dist.Sikar (Raj), you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Khandela,Dist.Sikar (Raj) manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Khandela, Dist.Sikar (Raj) Khandela,Dist.Sikar (Raj) branch is PUNB0788200.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Ward No.12, Opp. Petrol Pump,.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.