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IFSC Code of Punjab National Bank, Circle Sastra Center Alwar, Alwar, Rajasthan — PUNB0818400

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Punjab National Bank for its Circle Sastra Center Alwar branch in Alwar, Alwar, Rajasthan, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Punjab National Bank located in Alwar or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code PUNB0818400. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Punjab National Bank, Circle Sastra Center Alwar, Alwar

Below in the table are the key details related to IFSC Code PUNB0818400 of Punjab National Bank for its branch located in Alwar, within the district of Alwar in the state of Rajasthan.

Particulars Details
Bank Punjab National Bank
IFSC Code PUNB0818400
Branch Circle Sastra Center Alwar
City Alwar
District Alwar
State Rajasthan
Address 29 Harshil Tower Station Road Naru Marg Alwar Rj Alwar 301001

These details are important not only for users using online banking but also for businesses and individuals who use Punjab National Bank in Alwar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code PUNB0818400 for the Circle Sastra Center Alwar branch of Punjab National Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Punjab National Bank located in Circle Sastra Center Alwar, Alwar, Rajasthan, is provided a unique IFSC like PUNB0818400 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Punjab National Bank branch in Alwar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alwar and Alwar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Punjab National Bank in Circle Sastra Center Alwar do not get misguided to another person.

Format of the IFSC Code PUNB0818400

This is the format of the IFSC Code for banks, including Punjab National Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Punjab National Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Circle Sastra Center Alwar in Alwar.

For example, the IFSC Code PUNB0818400 of Punjab National Bank for the Circle Sastra Center Alwar branch includes these elements, identifying the bank and the branch location in Alwar and Rajasthan accurately.

How to Find IFSC Code for Punjab National Bank?

To find the IFSC Code PUNB0818400 of Punjab National Bank for its Circle Sastra Center Alwar branch located in Alwar, the following methods can help you out:

Cheque Book

The cheque book issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Punjab National Bank branches in Alwar and Alwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Punjab National Bank and go to the branch locator section. Then search for Circle Sastra Center Alwar or Alwar to find the exact IFSC Code PUNB0818400.

Mobile Banking App

If you use Punjab National Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Punjab National Bank and Alwar will provide accurate information.

How to Use IFSC Code PUNB0818400 for Online Transfers?

Once you have the IFSC Code PUNB0818400 for the Circle Sastra Center Alwar branch of Punjab National Bank in Alwar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code PUNB0818400. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Punjab National Bank IFSC Code PUNB0818400.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Punjab National Bank Circle Sastra Center Alwar in Alwar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Punjab National Bank in Circle Sastra Center Alwar, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Punjab National Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Alwar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Punjab National Bank in Circle Sastra Center Alwar, Alwar?

The IFSC Code is PUNB0818400.

Is the IFSC Code PUNB0818400 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Punjab National Bank Circle Sastra Center Alwar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Circle Sastra Center Alwar branch?

The address of the branch is 29 Harshil Tower Station Road Naru Marg Alwar Rj Alwar 301001 located in Alwar, Alwar, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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