For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Punjab National Bank for its Rajkot, Kalavad Road branch in Kalavad Raod Rajkot, Rajkot, Gujarat, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Punjab National Bank located in Kalavad Raod Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code PUNB0376600. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Punjab National Bank, Rajkot, Kalavad Road, Kalavad Raod Rajkot
The table below shows the main details of the IFSC Code PUNB0376600 for the Punjab National Bank branch in Kalavad Raod Rajkot, which falls under the Rajkot district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Punjab National Bank |
| IFSC Code | PUNB0376600 |
| Branch | Rajkot, Kalavad Road |
| City | Kalavad Raod Rajkot |
| District | Rajkot |
| State | Gujarat |
| Address | I Floor, Ravi Towers, Opp Parimal School |
These details help users in online banking and for businesses and individuals who use Punjab National Bank in Kalavad Raod Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code PUNB0376600 for the Rajkot, Kalavad Road branch of Punjab National Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like PUNB0376600 is given to every bank branch, including Punjab National Bank located in Rajkot, Kalavad Road, Kalavad Raod Rajkot, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Punjab National Bank branch in Kalavad Raod Rajkot.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kalavad Raod Rajkot and Rajkot.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for Punjab National Bank in Rajkot, Kalavad Road doesn't end up at another location.
Format of the IFSC Code PUNB0376600
The format of the IFSC Code for banks, including Punjab National Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Punjab National Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rajkot, Kalavad Road in Kalavad Raod Rajkot.
For example, the IFSC Code PUNB0376600 of Punjab National Bank for the Rajkot, Kalavad Road branch includes these elements, identifying the bank and the branch location in Kalavad Raod Rajkot and Gujarat correctly.
How to Find IFSC Code for Punjab National Bank?
If you are looking for the IFSC Code PUNB0376600 of Punjab National Bank for its Rajkot, Kalavad Road branch located in Kalavad Raod Rajkot, the following methods can help:
Cheque Book
The cheque book that is issued by Punjab National Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Punjab National Bank branches in Kalavad Raod Rajkot and Rajkot, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Punjab National Bank and look for the branch locator section, then search for Rajkot, Kalavad Road or Kalavad Raod Rajkot to get the exact IFSC Code PUNB0376600.
Mobile Banking App
If you use Punjab National Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Punjab National Bank and Kalavad Raod Rajkot, then it will provide you proper information.
How to Use IFSC Code PUNB0376600 for Online Transfers?
If you have the IFSC Code PUNB0376600 for the Rajkot, Kalavad Road branch of Punjab National Bank in Kalavad Raod Rajkot, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code PUNB0376600. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Punjab National Bank IFSC Code PUNB0376600.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Punjab National Bank Rajkot, Kalavad Road in Kalavad Raod Rajkot, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Punjab National Bank in Rajkot, Kalavad Road, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Punjab National Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalavad Raod Rajkot manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is PUNB0376600.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is I Floor, Ravi Towers, Opp Parimal School located in Kalavad Raod Rajkot, Rajkot, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.